Allowance for credit losses
JPMorgan Chase Allowance for credit losses increased by 0.6% to $25.93B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 2.9%, from $25.21B to $25.93B. Over 5 years (FY 2020 to FY 2025), Allowance for credit losses shows relatively stable performance with a -1.9% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase suggests higher expected defaults or a more conservative risk assessment, while a decrease suggests improved borrower creditworthiness.
Detailed definition
A contra-asset account representing the estimated amount of uncollectible loans and receivables within the company's len...
Peer comparison
Standard for financial institutions; peers with higher-risk loan portfolios will typically maintain higher allowance ratios.
bank_allowance_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $19.50B | $18.15B | $16.39B | $17.19B | $17.75B | $18.19B | $19.73B | $20.05B | $21.98B | $21.95B | $22.42B | $22.35B | $22.99B | $23.95B | $24.35B | $25.21B | $24.95B | $25.74B | $25.77B | $25.93B |
| QoQ Change | — | -6.9% | -9.7% | +4.9% | +3.2% | +2.5% | +8.5% | +1.7% | +9.6% | -0.2% | +2.2% | -0.3% | +2.9% | +4.2% | +1.7% | +3.5% | -1.0% | +3.1% | +0.1% | +0.6% |
| YoY Change | — | — | — | — | -9.0% | +0.2% | +20.4% | +16.6% | +23.8% | +20.7% | +13.7% | +11.5% | +4.6% | +9.1% | +8.6% | +12.8% | +8.5% | +7.5% | +5.8% | +2.9% |
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Commercial & Investment Bank | $278.00M | $277.00M | $268.00M | $283.00M | $288.00M | $285.00M | $288.00M | $286.00M |
| Total | $22.99B | $23.95B | $24.35B | $25.21B | $24.95B | $25.74B | $25.77B | $25.93B |
Allowance for credit losses at Other Companies
Frequently Asked Questions
- What is JPMorgan Chase's allowance for credit losses?
- JPMorgan Chase (JPM) reported allowance for credit losses of $25.93B in Q1 2026.
- How has JPMorgan Chase's allowance for credit losses changed year-over-year?
- JPMorgan Chase's allowance for credit losses increased by 2.9% year-over-year, from $25.21B to $25.93B.
- What is the long-term trend for JPMorgan Chase's allowance for credit losses?
- Over 5 years (2020 to 2025), JPMorgan Chase's allowance for credit losses has grown at a -1.9% compound annual growth rate (CAGR), from $28.33B to $25.77B.
- What does allowance for credit losses mean?
- The reserve set aside to cover potential losses from loans that may not be repaid.