Allowance for credit losses
Non-Current AssetsJPMorgan Chase Allowance for credit losses decreased by 11.5% to $25.77B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 5.8%, from $24.35B to $25.77B. Over 5 years (FY 2020 to FY 2025), Allowance for credit losses shows relatively stable performance with a -1.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests management expects higher future defaults or a worsening economic environment, while a decrease suggests improved credit quality.
Detailed definition
This is a contra-asset account representing the bank's estimate of the portion of its loan portfolio that will not be co...
Peer comparison
A standard regulatory and accounting requirement for all lending institutions to reflect credit risk.
bank_allowance_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $19.13B | $17.98B | $16.39B | $17.09B | $17.87B | $18.22B | $19.73B | $22.80B | $24.30B | $24.20B | $22.42B | $22.71B | $25.50B | $26.50B | $24.35B | $27.80B | $28.30B | $29.10B | $25.77B |
| QoQ Change | — | -6.0% | -8.9% | +4.3% | +4.6% | +2.0% | +8.3% | +15.6% | +6.6% | -0.4% | -7.4% | +1.3% | +12.3% | +3.9% | -8.1% | +14.2% | +1.8% | +2.8% | -11.5% |
| YoY Change | — | — | — | — | -6.6% | +1.3% | +20.4% | +33.4% | +36.0% | +32.8% | +13.7% | -0.4% | +4.9% | +9.5% | +8.6% | +22.4% | +11.0% | +9.8% | +5.8% |
| % of Net loans | 1.9% | 1.8% | 1.5% | 1.6% | 1.6% | 1.7% | 1.8% | 2.1% | 1.9% | 1.9% | 1.7% | 1.8% | 2.0% | 2.0% | 1.8% | 2.1% | 2.0% | 2.1% | — |
| Share Change | — | -0.1pp | -0.2pp | +0.1pp | +0.0pp | +0.0pp | +0.1pp | +0.3pp | -0.2pp | -0.0pp | -0.2pp | +0.0pp | +0.2pp | +0.0pp | -0.2pp | +0.3pp | -0.0pp | +0.0pp | — |
Allowance for credit losses at Other Companies
Frequently Asked Questions
- What is JPMorgan Chase's allowance for credit losses?
- JPMorgan Chase (JPM) reported allowance for credit losses of $25.77B in Q4 2025.
- How has JPMorgan Chase's allowance for credit losses changed year-over-year?
- JPMorgan Chase's allowance for credit losses increased by 5.8% year-over-year, from $24.35B to $25.77B.
- What is the long-term trend for JPMorgan Chase's allowance for credit losses?
- Over 5 years (2020 to 2025), JPMorgan Chase's allowance for credit losses has grown at a -1.9% compound annual growth rate (CAGR), from $28.33B to $25.77B.
- What does allowance for credit losses mean?
- The amount of money set aside to cover potential losses from loans that may not be repaid.