Revenue
Card income
JPMorgan Chase Card income increased by 16.7% to $1.19B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 2.1%, from $1.22B to $1.19B. Over 4 years (FY 2021 to FY 2025), Card income shows relatively stable performance with a -1.9% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementIncome Statement
SectionRevenue
CategoryGrowth
SignalHigher is better
VolatilityStable
First reportedQ1 2013
Last reportedQ1 2026May 1, 2026
How to read this metric
An increase indicates higher consumer spending and card usage, while a decrease may signal reduced consumer confidence or increased competition in the payments space.
Detailed definition
Card income represents revenue generated from credit and debit card operations, including interchange fees, late fees, a...
Peer comparison
Standard metric for banks with significant consumer credit card portfolios.
Metric ID:
card_incomeHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.65B | $1.01B | $1.10B | $975.00M | $1.13B | $1.09B | $1.23B | $1.23B | $1.09B | $1.21B | $1.25B | $1.22B | $1.33B | $1.35B | $1.60B | $1.22B | $1.34B | $1.14B | $1.02B | $1.19B |
| QoQ Change | — | -39.0% | +9.5% | -11.4% | +16.2% | -4.1% | +12.9% | +0.7% | -11.3% | +10.5% | +3.1% | -2.3% | +9.4% | +1.0% | +19.1% | -24.1% | +10.5% | -15.2% | -10.5% | +16.7% |
| YoY Change | — | — | — | — | -31.2% | +8.1% | +11.5% | +26.6% | -3.4% | +11.3% | +1.7% | -1.3% | +21.8% | +11.2% | +28.5% | -0.2% | +0.9% | -15.2% | -36.3% | -2.1% |
Range$975.00M – $1.65B
CAGR-6.6%
Avg YoY Growth+2.0%
Median YoY Growth+1.3%
Product Breakdown
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Interchange and merchant processing income | $8.52B | $8.54B | $8.95B | $8.40B | $9.16B | $9.22B | $9.45B | $9.12B |
| Rewards costs and partner payments | -$6.79B | -$6.83B | -$6.99B | -$6.79B | -$7.35B | -$7.61B | -$7.97B | -$7.48B |
| All other | -$399.00M | -$365.00M | -$360.00M | -$397.00M | -$465.00M | -$464.00M | -$456.00M | -$442.00M |
| Total | $1.33B | $1.35B | $1.60B | $1.22B | $1.34B | $1.14B | $1.02B | $1.19B |
Card income at Other Companies
Frequently Asked Questions
- What is JPMorgan Chase's card income?
- JPMorgan Chase (JPM) reported card income of $1.19B in Q1 2026.
- How has JPMorgan Chase's card income changed year-over-year?
- JPMorgan Chase's card income decreased by 2.1% year-over-year, from $1.22B to $1.19B.
- What is the long-term trend for JPMorgan Chase's card income?
- Over 4 years (2021 to 2025), JPMorgan Chase's card income has grown at a -1.9% compound annual growth rate (CAGR), from $5.10B to $4.72B.
- What does card income mean?
- Revenue earned from credit and debit card transactions and related fees.