Mortgage servicing rights

Non-Current Assets

JPMorgan Chase Mortgage servicing rights decreased by 90.4% to $64.46B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 0.2%, from $64.56B to $64.46B. Over 5 years (FY 2020 to FY 2025), Mortgage servicing rights shows an upward trend with a 3.8% CAGR.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryProfitability
SignalContext dependent
VolatilityVolatile
First reportedQ4 2012
Last reportedQ4 2025

How to read this metric

Higher values suggest a robust mortgage servicing portfolio, while decreases may signal rising interest rates leading to higher prepayment expectations.

Detailed definition

This represents the capitalized value of the contractual right to service mortgage loans that have been sold to third-pa...

Peer comparison

Standard for banks with significant mortgage banking operations, such as Wells Fargo or Bank of America.

Metric ID: mortgage_servicing_rights

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$4.55B$510.00B$56.69B$7.29B$7.44B$587.00B$60.86B$7.76B$8.23B$639.00B$64.38B$8.61B$8.85B$658.00B$64.56B$9.13B$9.00B$669.00B$64.46B
QoQ Change>999%-88.9%-87.1%+2.0%>999%-89.6%-87.3%+6.1%>999%-89.9%-86.6%+2.8%>999%-90.2%-85.9%-1.4%>999%-90.4%
YoY Change+63.5%+15.1%+7.4%+6.3%+10.6%+8.9%+5.8%+11.0%+7.5%+3.0%+0.3%+6.1%+1.7%+1.7%-0.2%
Range$4.55B$669.00B
CAGR+80.2%
Avg YoY Growth+9.9%
Median YoY Growth+6.3%

Frequently Asked Questions

What is JPMorgan Chase's mortgage servicing rights?
JPMorgan Chase (JPM) reported mortgage servicing rights of $64.46B in Q4 2025.
How has JPMorgan Chase's mortgage servicing rights changed year-over-year?
JPMorgan Chase's mortgage servicing rights decreased by 0.2% year-over-year, from $64.56B to $64.46B.
What is the long-term trend for JPMorgan Chase's mortgage servicing rights?
Over 5 years (2020 to 2025), JPMorgan Chase's mortgage servicing rights has grown at a 3.8% compound annual growth rate (CAGR), from $53.43B to $64.46B.
What does mortgage servicing rights mean?
The value of the right to collect mortgage payments for a fee on loans sold to others.

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