Geographic · Time Deposit Liability, Uninsured

Non-U.S. — Time Deposit Liability, Uninsured

Morgan Stanley Non-U.S. — Time Deposit Liability, Uninsured increased by 11.2% to $3.87B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 11.2%, from $3.48B to $3.87B. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2021
Last reportedQ4 2025

How to read this metric

A decrease is generally preferred as it indicates a lower risk of deposit withdrawal during periods of market volatility.

Detailed definition

This metric quantifies the portion of time deposits in the non-U.S. segment that are not covered by government-backed de...

Peer comparison

Similar to uninsured deposit disclosures required for large banks to assess systemic funding risk.

Metric ID: ms_segment_non_u_s_time_deposit_liability_uninsured

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value$1.36B$1.97B$2.57B$3.48B$3.87B
QoQ Change+44.5%+30.4%+35.4%+11.2%
YoY Change+44.5%+30.4%+35.4%+11.2%
Range$1.36B$3.87B
CAGR+183.7%
Avg YoY Growth+30.4%
Median YoY Growth+32.9%
Current Streak4+ quarters growth

Frequently Asked Questions

What is Morgan Stanley's non-u.s. — time deposit liability, uninsured?
Morgan Stanley (MS) reported non-u.s. — time deposit liability, uninsured of $3.87B in Q4 2025.
How has Morgan Stanley's non-u.s. — time deposit liability, uninsured changed year-over-year?
Morgan Stanley's non-u.s. — time deposit liability, uninsured increased by 11.2% year-over-year, from $3.48B to $3.87B.
What does non-u.s. — time deposit liability, uninsured mean?
The amount of international time deposits that are not protected by government insurance.