Discontinued — last reported Q4 '25

Operating

Loans held for sale activity

M&T Bank Loans held for sale activity decreased by 159.6% to -$220.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 38.4%, from -$159.00M to -$220.00M. Over 2 years (FY 2021 to FY 2025), Loans held for sale activity shows an upward trend with a 50.8% CAGR.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryLiquidity
SignalContext dependent
VolatilityVolatile
First reportedQ1 2013
Last reportedQ4 2025

How to read this metric

An increase in net cash outflows typically signals higher loan origination volume for sale, while net inflows suggest successful liquidation of these assets. It helps investors understand the velocity of the company's loan-to-sell business model.

Detailed definition

This metric represents the net cash flow impact resulting from the origination, purchase, and subsequent sale of loans c...

Peer comparison

Commonly reported by financial institutions and mortgage lenders as 'Net cash from originations and sales of loans held for sale'.

Metric ID: loans_held_for_sale

Historical Data

18 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q1 '24Q2 '24Q3 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value-$13.74M$289.76M$46.48M-$434.52M-$137.36M$11.02M-$210.60M$274.22M$65.48M-$82.56M$352.00M-$363.00M$555.00M-$159.00M$229.00M-$67.00M$369.00M-$220.00M
QoQ Change>999%-84.0%<-999%+68.4%+108.0%<-999%+230.2%-76.1%-226.1%+526.4%-203.1%+252.9%-128.6%+244.0%-129.3%+650.7%-159.6%
YoY Change-899.8%-96.2%-553.1%+163.1%+147.7%-849.3%+28.4%-654.4%+772.3%-145.2%+163.1%-112.1%-38.4%
Range-$434.52M$555.00M
CAGR+92.0%
Avg YoY Growth-159.5%
Median YoY Growth-96.2%

Frequently Asked Questions

What is M&T Bank's loans held for sale activity?
M&T Bank (MTB) reported loans held for sale activity of -$220.00M in Q1 2026.
How has M&T Bank's loans held for sale activity changed year-over-year?
M&T Bank's loans held for sale activity decreased by 38.4% year-over-year, from -$159.00M to -$220.00M.
What is the long-term trend for M&T Bank's loans held for sale activity?
Over 2 years (2021 to 2025), M&T Bank's loans held for sale activity has grown at a 50.8% compound annual growth rate (CAGR), from $163.62M to $372.00M.
What does loans held for sale activity mean?
The net cash impact from creating and selling loans intended for the secondary market.