Business Segments · Policyholders’ benefits

Individual Life — Policyholders’ benefits

Prudential Financial Individual Life — Policyholders’ benefits decreased by 36.9% to $453.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 42.7%, from $791.00M to $453.00M. Over 4 years (FY 2021 to FY 2025), Individual Life — Policyholders’ benefits shows relatively stable performance with a -2.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026
Rolls up toMedical costs

How to read this metric

Lower relative costs suggest favorable underwriting results or lower-than-expected mortality rates.

Detailed definition

The total costs incurred for claims, death benefits, and other contractual payments made to policyholders. This represen...

Peer comparison

Standard metric for insurance companies, often analyzed as a percentage of premiums.

Metric ID: pru_segment_individual_life_policyholders_benefits

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$804.75M$804.75M$804.75M$865.00M$864.00M$774.00M$2.11B$824.00M$823.00M$831.00M$817.00M$850.00M$787.00M$725.00M$733.00M$791.00M$677.00M$734.00M$718.00M$453.00M
QoQ Change+0.0%+0.0%+7.5%-0.1%-10.4%+172.2%-60.9%-0.1%+1.0%-1.7%+4.0%-7.4%-7.9%+1.1%+7.9%-14.4%+8.4%-2.2%-36.9%
YoY Change+7.4%-3.8%+161.8%-4.7%-4.7%+7.4%-61.2%+3.2%-4.4%-12.8%-10.3%-6.9%-14.0%+1.2%-2.0%-42.7%
Range$453.00M$2.11B
CAGR-11.4%
Avg YoY Growth+0.8%
Median YoY Growth-4.6%
Current Streak2 quarters decline

Frequently Asked Questions

What is Prudential Financial's individual life — policyholders’ benefits?
Prudential Financial (PRU) reported individual life — policyholders’ benefits of $453.00M in Q1 2026.
How has Prudential Financial's individual life — policyholders’ benefits changed year-over-year?
Prudential Financial's individual life — policyholders’ benefits decreased by 42.7% year-over-year, from $791.00M to $453.00M.
What is the long-term trend for Prudential Financial's individual life — policyholders’ benefits?
Over 4 years (2021 to 2025), Prudential Financial's individual life — policyholders’ benefits has grown at a -2.4% compound annual growth rate (CAGR), from $3.22B to $2.92B.
What does individual life — policyholders’ benefits mean?
Total payments made to policyholders for insurance claims and benefits.