Products & Services · Net amount at risk

Life/Disability — Net amount at risk

Prudential Financial Life/Disability — Net amount at risk increased by 3.2% to $75.15B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 0.9%, from $74.48B to $75.15B. Over 3 years (FY 2022 to FY 2025), Life/Disability — Net amount at risk shows relatively stable performance with a 1.3% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2021
Last reportedQ1 2026

How to read this metric

An increase suggests higher potential mortality risk exposure, while a decrease indicates that policyholder account values are covering a larger portion of the death benefit.

Detailed definition

This metric measures the difference between the death benefit payable and the current policyholder account value for lif...

Peer comparison

Standard industry metric for life insurance companies, often referred to as 'Net Amount at Risk' (NAR).

Metric ID: pru_segment_life_disability_net_amount_at_risk

Historical Data

18 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$67.47B$71.02B$71.16B$70.91B$70.57B$72.26B$72.76B$73.26B$72.86B$74.08B$74.28B$73.88B$73.26B$74.48B$74.48B$72.91B$72.85B$75.15B
QoQ Change+5.3%+0.2%-0.4%-0.5%+2.4%+0.7%+0.7%-0.5%+1.7%+0.3%-0.5%-0.8%+1.7%-0.0%-2.1%-0.1%+3.2%
YoY Change+4.6%+1.7%+2.3%+3.3%+3.2%+2.5%+2.1%+0.9%+0.6%+0.5%+0.3%-1.3%-0.6%+0.9%
Range$67.47B$75.15B
CAGR+2.6%
Avg YoY Growth+1.5%
Median YoY Growth+1.3%

Frequently Asked Questions

What is Prudential Financial's life/disability — net amount at risk?
Prudential Financial (PRU) reported life/disability — net amount at risk of $75.15B in Q1 2026.
How has Prudential Financial's life/disability — net amount at risk changed year-over-year?
Prudential Financial's life/disability — net amount at risk increased by 0.9% year-over-year, from $74.48B to $75.15B.
What is the long-term trend for Prudential Financial's life/disability — net amount at risk?
Over 3 years (2022 to 2025), Prudential Financial's life/disability — net amount at risk has grown at a 1.3% compound annual growth rate (CAGR), from $283.66B to $294.71B.
What does life/disability — net amount at risk mean?
The total death benefit exposure minus the current cash value held in policyholder accounts.