Products & Services · Net amount at risk
Variable Universal Life — Net amount at risk
Prudential Financial Variable Universal Life — Net amount at risk decreased by 34.5% to $273.82B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 32.4%, from $405.18B to $273.82B. Over 3 years (FY 2022 to FY 2025), Variable Universal Life — Net amount at risk shows relatively stable performance with a 1.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2021
Last reportedQ1 2026
Rolls up toNet amount at risk
How to read this metric
A higher net amount at risk indicates greater potential liability for the insurer, requiring higher capital reserves.
Detailed definition
This metric measures the difference between the death benefit payable and the current policyholder account balance. It r...
Peer comparison
Standard actuarial metric for life insurance risk exposure.
Metric ID:
pru_segment_variable_universal_life_net_amount_at_riskHistorical Data
18 periods
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $352.41B | $481.90B | $360.37B | $364.06B | $367.70B | $370.78B | $373.99B | $378.19B | $382.40B | $384.99B | $389.14B | $392.50B | $400.99B | $405.18B | $408.33B | $413.22B | $418.36B | $273.82B |
| QoQ Change | — | +36.7% | -25.2% | +1.0% | +1.0% | +0.8% | +0.9% | +1.1% | +1.1% | +0.7% | +1.1% | +0.9% | +2.2% | +1.0% | +0.8% | +1.2% | +1.2% | -34.5% |
| YoY Change | — | — | — | — | +4.3% | -23.1% | +3.8% | +3.9% | +4.0% | +3.8% | +4.1% | +3.8% | +4.9% | +5.2% | +4.9% | +5.3% | +4.3% | -32.4% |
Range$273.82B – $481.90B
CAGR-5.8%
Avg YoY Growth-0.2%
Median YoY Growth+4.0%
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Frequently Asked Questions
- What is Prudential Financial's variable universal life — net amount at risk?
- Prudential Financial (PRU) reported variable universal life — net amount at risk of $273.82B in Q1 2026.
- How has Prudential Financial's variable universal life — net amount at risk changed year-over-year?
- Prudential Financial's variable universal life — net amount at risk decreased by 32.4% year-over-year, from $405.18B to $273.82B.
- What is the long-term trend for Prudential Financial's variable universal life — net amount at risk?
- Over 3 years (2022 to 2025), Prudential Financial's variable universal life — net amount at risk has grown at a 1.5% compound annual growth rate (CAGR), from $1.57T to $1.65T.
- What does variable universal life — net amount at risk mean?
- The net insurance exposure the company faces on its policies.