Block logo

Block

XYZNYSEStock Fundamentals

Block, Inc. is a global technology company focused on financial services and economic empowerment through a connected ecosystem of commerce, banking, and payment tools. The company provides integrated solutions for small businesses to manage operations and for individuals to move, invest, and spend money. Its platform leverages shared infrastructure in payments processing, risk management, and data to serve both sellers and consumers.

Market Cap$41.5B
Revenue TTM$24.5B
Net Income TTM$807.1M
P/E Ratio51.46
Net Margin3.3%
EPS TTM$1.28
Free Cash Flow TTM$3.3B
Employees13.0K
CEOJack Dorsey
CountryUnited States of America
Technology
Software - Infrastructure
SegmentsFinTech, Software-as-a-Service (SaaS), Payments, Digital Banking, Cryptocurrency
Business ModelsTransaction-based, Subscription SaaS, Hardware sales, Marketplace, Lending
Most Recent EarningsMay 7, 2026 · 8 days agoQ1 2026
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Next EarningsAug 6, 2026 · in 3 monthsAfter Market Close · Q2 2026

Financials

Based on Q1 2026 filing

Gross Margin44.85%
Op. Margin4.93%
ROE3.74%
D/E27.71%
Current Ratio1.99
Total Debt$6.0B
Cash$13.5B
CapEx TTM$153.7M

Gross Profit

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Net Income

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Operating Cash Flow

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Free Cash Flow

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EPS (Diluted)

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Business Segments

Square

primary

A comprehensive commerce ecosystem for businesses that integrates point-of-sale software, hardware, and financial services. It enables sellers to accept payments, manage operations, and access business loans and banking tools.

Products

Square Point of Sale, Square Register, Square Terminal, Square Stand, Square Reader, Square Loans, Square Checking, Square Savings, Square Payroll, Square Team Management

Customers

Sole proprietors, Mid-market sellers, Multinational businesses, Retailers, Food-related businesses

Cash App

primary

A consumer financial services ecosystem that allows individuals to send, spend, and invest money. It provides a suite of banking, peer-to-peer payment, and buy now, pay later (BNPL) solutions.

Products

Cash App Card, Cash App Pay, Cash App Borrow, Cash App Taxes, Cash App Investing, Afterpay, Pay in 4

Customers

Individual consumers, Families, Teens, Small business owners

Bitcoin Ecosystem

moderate

A division focused on expanding access to bitcoin through hardware, open-source software, and decentralized financial infrastructure. It includes self-custody tools and mining systems.

Products

Bitkey, Proto, Spiral

Customers

Bitcoin investors, Miners, Developers, Self-custody users

TIDAL

minor

A global music and entertainment platform designed to bring fans closer to artists and provide creators with tools to succeed as entrepreneurs.

Products

TIDAL streaming

Customers

Musicians, Artists, Music fans

Segment Financials

Square — Total

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Square — Interest revenue

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Square — Less: Cost of revenue

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Cash App — Total

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Cash App — Less: Cost of revenue

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Cash App — Interest revenue

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Bitcoin ecosystem revenue — Total

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Bitcoin ecosystem revenue — Cost of revenue

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Commerce enablement revenue — Total

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Financial solutions revenue — Total

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Business Overview

Competitive Position

A leading provider of integrated financial ecosystems that bridge the gap between merchant services and consumer finance through high-engagement mobile applications and proprietary hardware.

Geographies

United States, Canada, Japan, Australia, United Kingdom, Ireland, France, Spain

Customer Segments

Small and Medium Businesses (SMB), Consumers, Mid-market enterprises, Artists

Upstream Dependencies

Card networks, Acquiring processors, Third-party hardware manufacturers, Institutional loan investors, Bank partners

Downstream Customers

Small business owners, Retail consumers, Independent artists, Bitcoin miners

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Block FAQ

Common questions about Block

Block, Inc. is a global technology company focused on financial services and economic empowerment through a connected ecosystem of commerce, banking, and payment tools. The company provides integrated solutions for small businesses to manage operations and for individuals to move, invest, and spend money. Its platform leverages shared infrastructure in payments processing, risk management, and data to serve both sellers and consumers.

Block (XYZ) has a market capitalization of $41.5B and trades on NYSE.

Block generated $24.5B in trailing twelve-month revenue with net income of $807.1M, representing a net margin of 3.3%. Gross margin stands at 44.9%, with free cash flow of $3.3B. These figures are based on the Q1 2026 filing.

Block's key competitors include Coinbase, Shopify, PayPal, and others. These companies compete in similar markets and product categories.

Block has approximately 12,985 employees.