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Ameris Bancorp ABCB Premium  Finance  Division — Provision for Credit Losses

Other segment segments

Banking Division
$11.85M-27.8%
Retail Mortgage
$3.07M-40.8%
Warehouse Lending
$177K+201%

Similar metrics at other companies

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ALLYCorporate Finance operations — Provision for Credit Losses
$8M-42.9%
SoFi Technologies, Inc. logo
SOFIFinancial Services — Provision for Credit Losses
$8.89M+57.7%
Prosperity Bancshares logo
PBProvision for Credit Losses
$0
Northern Trust logo
NTRSProvision for Credit Losses
-$3M-400%
Kinsale Capital Group logo
KNSLProvision for Credit Losses
-$27K-35.0%
Huntington Bancshares logo
HBANProvision for Credit Losses
$158M+37.4%

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept abcb:AllowanceForCreditLossExpenseReversal.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's premium  finance  division — provision for credit losses?
Ameris Bancorp (ABCB) reported premium  finance  division — provision for credit losses of $1.45M in Q1 2026.
How has Ameris Bancorp's premium  finance  division — provision for credit losses changed year-over-year?
Ameris Bancorp's premium  finance  division — provision for credit losses increased by 217.3% year-over-year, from $456K to $1.45M.
What is the long-term trend for Ameris Bancorp's premium  finance  division — provision for credit losses?
Over 4 years (2021 to 2025), Ameris Bancorp's premium  finance  division — provision for credit losses has grown at a 6.2% compound annual growth rate (CAGR), from -$2.01M to $2.56M.
What does premium  finance  division — provision for credit losses mean?
This metric reflects the expense or reversal recorded to maintain an adequate allowance for credit losses within the premium finance loan portfolio. It represents management's estimate of potential future losses based on current credit quality and economic conditions. High levels of provision may indicate deteriorating credit quality or growth in the underlying loan book.