Skip to content
Screener

Ameris Bancorp ABCB Premium  Finance  Division — Provision for Credit Losses

Other segment segments

Banking Division
$20M+2,854%
Retail Mortgage
-$3.35M-431%
Warehouse Lending
$184K-50.1%

Similar metrics at other companies

OPENLANE logo
OPLNFinance — Provision for Credit Losses
$9.7M+7.8%
Wintrust Financial logo
WTFCSpecialty finance — Provision for Credit Losses
$1.77M+0.5%
Ford Motor Company logo
FFord Credit — Provision for Credit Losses
$150M+31.6%
PROG Holdings logo
PRGFour — Provision for Credit Losses
$9.6M+131%
Ally Financial logo
ALLYCorporate Finance operations — Provision for Credit Losses
$8M-42.9%
Ally Financial logo
ALLYAutomotive Finance operations — Provision for Credit Losses
$468M+7.8%

Other financials

Income statement

See full
Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

See full
Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

See full
Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

See full
Market cap$5.92B+28.5%
P/E15.7×+4.0×
P/S4.7×+0.7×

Profitability

See full
Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

See full
Return on equity9.4%-1.1pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept abcb:AllowanceForCreditLossExpenseReversal.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
(dollars in thousands)Three Months Ended June 30, 2026 / Banking DivisionThree Months Ended June 30, 2026 / Retail Mortgage DivisionThree Months Ended June 30, 2026 / Warehouse Lending DivisionThree Months Ended June 30, 2026 / Premium Finance DivisionTotal
Interest income$256,966$56,591$21,314$30,704$365,575
Interest expense41,66640,74712,48918,189113,091
Net interest income215,30015,8448,82512,515252,484
Provision for credit losses19,998(3,346)18441717,253
Noninterest income40,56932,1517941873,532
Noninterest expense
Salaries and employee benefits66,66821,4934682,86591,494
Occupancy and equipment11,82368574012,555

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's premium  finance  division — provision for credit losses?
Ameris Bancorp (ABCB) reported premium  finance  division — provision for credit losses of $417K in Q2 2026.
How has Ameris Bancorp's premium  finance  division — provision for credit losses changed year-over-year?
Ameris Bancorp's premium  finance  division — provision for credit losses decreased by 41.8% year-over-year, from $716K to $417K.
What is the long-term trend for Ameris Bancorp's premium  finance  division — provision for credit losses?
Over 4 years (2021 to 2025), Ameris Bancorp's premium  finance  division — provision for credit losses has grown at a 6.2% compound annual growth rate (CAGR), from -$2.01M to $2.56M.
What does premium  finance  division — provision for credit losses mean?
This metric reflects the expense or reversal recorded to maintain an adequate allowance for credit losses within the premium finance loan portfolio. It represents management's estimate of potential future losses based on current credit quality and economic conditions. High levels of provision may indicate deteriorating credit quality or growth in the underlying loan book.

Ask your AI about Ameris Bancorp's premium  finance  division — provision for credit losses.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude