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Ameris Bancorp ABCB Retail Mortgage — Provision for Credit Losses
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Where this comes from
Reported directly by Ameris Bancorp in its filing.
Tagged under the XBRL concept abcb:AllowanceForCreditLossExpenseReversal.
The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 3:07 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000351569-26-000143
| (dollars in thousands) | Three Months Ended June 30, 2026 / Banking Division | Three Months Ended June 30, 2026 / Retail Mortgage Division | Three Months Ended June 30, 2026 / Warehouse Lending Division | Three Months Ended June 30, 2026 / Premium Finance Division | Total |
|---|---|---|---|---|---|
| Interest income | $256,966 | $56,591 | $21,314 | $30,704 | $365,575 |
| Interest expense | 41,666 | 40,747 | 12,489 | 18,189 | 113,091 |
| Net interest income | 215,300 | 15,844 | 8,825 | 12,515 | 252,484 |
| Provision for credit losses | 19,998 | (3,346) | 184 | 417 | 17,253 |
| Noninterest income | 40,569 | 32,151 | 794 | 18 | 73,532 |
| Noninterest expense | |||||
| Salaries and employee benefits | 66,668 | 21,493 | 468 | 2,865 | 91,494 |
| Occupancy and equipment | 11,823 | 685 | 7 | 40 | 12,555 |
Item 1. Financial Statements.
FAQ
- What is Ameris Bancorp's retail mortgage — provision for credit losses?
- Ameris Bancorp (ABCB) reported retail mortgage — provision for credit losses of -$3.35M in Q2 2026.
- How has Ameris Bancorp's retail mortgage — provision for credit losses changed year-over-year?
- Ameris Bancorp's retail mortgage — provision for credit losses decreased by 431.3% year-over-year, from $1.01M to -$3.35M.
- What is the long-term trend for Ameris Bancorp's retail mortgage — provision for credit losses?
- Over 2 years (2021 to 2024), Ameris Bancorp's retail mortgage — provision for credit losses has grown at a -2.5% compound annual growth rate (CAGR), from $2.95M to -$2.8M.
- What does retail mortgage — provision for credit losses mean?
- This represents the periodic expense or reversal recorded to maintain the allowance for credit losses at a level adequate to cover estimated loan defaults within the retail mortgage portfolio. It reflects management's assessment of credit risk and the economic environment impacting borrowers.
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