Skip to content
Screener

Ameris Bancorp ABCB Warehouse Lending — Provision for Credit Losses

Other segment segments

Banking Division
$20M+2,854%
Retail Mortgage
-$3.35M-431%
Premium  Finance  Division
$417K-41.8%

Similar metrics at other companies

SoFi Technologies, Inc. logo
SOFILending — Provision for Credit Losses
$0
NewtekOne, Inc. logo
NEWTAlternative Lending — Provision for Credit Losses
$0
PROG Holdings logo
PRGProgressive Leasing — Provision for Credit Losses
$0
Wells Fargo & Company logo
WFCConsumer Banking and Lending — Provision for Credit Losses
$945M0.0%
Ford Motor Company logo
FFord Credit — Provision for Credit Losses
$150M+31.6%
PROG Holdings logo
PRGFour — Provision for Credit Losses
$9.6M+131%

Other financials

Income statement

See full
Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

See full
Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

See full
Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

See full
Market cap$5.92B+28.5%
P/E15.7×+4.0×
P/S4.7×+0.7×

Profitability

See full
Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

See full
Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept abcb:AllowanceForCreditLossExpenseReversal.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
(dollars in thousands)Three Months Ended June 30, 2026 / Banking DivisionThree Months Ended June 30, 2026 / Retail Mortgage DivisionThree Months Ended June 30, 2026 / Warehouse Lending DivisionThree Months Ended June 30, 2026 / Premium Finance DivisionTotal
Interest income$256,966$56,591$21,314$30,704$365,575
Interest expense41,66640,74712,48918,189113,091
Net interest income215,30015,8448,82512,515252,484
Provision for credit losses19,998(3,346)18441717,253
Noninterest income40,56932,1517941873,532
Noninterest expense
Salaries and employee benefits66,66821,4934682,86591,494
Occupancy and equipment11,82368574012,555

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's warehouse lending — provision for credit losses?
Ameris Bancorp (ABCB) reported warehouse lending — provision for credit losses of $184K in Q2 2026.
How has Ameris Bancorp's warehouse lending — provision for credit losses changed year-over-year?
Ameris Bancorp's warehouse lending — provision for credit losses decreased by 50.1% year-over-year, from $369K to $184K.
What does warehouse lending — provision for credit losses mean?
This represents the expense or reversal recorded to maintain the allowance for credit losses at a level deemed adequate to cover estimated losses within the warehouse lending portfolio. It reflects management's assessment of credit risk and the potential for loan defaults or impairments in this specific segment. Fluctuations in this metric provide insight into the perceived credit quality and risk profile of the warehouse lending client base.

Ask your AI about Ameris Bancorp's warehouse lending — provision for credit losses.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude