How has Ameris Bancorp's income before provision for income taxes changed year-over-year?

Ameris Bancorp's income before provision for income taxes decreased by 53.7% year-over-year, from $142.69M to $66.05M.

What is the long-term trend for Ameris Bancorp's income before provision for income taxes?

Over 4 years (2021 to 2025), Ameris Bancorp's income before provision for income taxes has grown at a 1.8% compound annual growth rate (CAGR), from $496.11M to $533.76M.

Ameris Bancorp ABCB Income before provision for income taxes

Income before provision for income taxes at other companies

Agrify CorporationRYM

-$5.67M-73.2%

Ispire Technology Inc.ISPR

-$9.35M+12.5%

Solidion Technology, Inc.STI

-$1.43M-116%

Cato CorporationCATO

$9.83M+132%

Frequency ElectronicsFEIM

-$6.68M-308%

Wrap TechnologiesWRAP

-$2.58M—

Segments

By segment

See full

Banking Division$112.88M+32.9%

Retail Mortgage$13.75M-15.6%

Warehouse Lending$7.45M+29.2%

Premium Finance Division$6.64M+11.6%

Other financials

Income statement

See full

Revenue$326.0M+8.4%

Net income$51.4M-53.2%

EPS (diluted)$0.77-51.9%

Balance sheet

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Cash & equivalents$1.3B+2.9%

Total debt$50.7M-5.1%

Total equity$4.1B+4.4%

Total assets$28.5B+6.8%

Cash flow

See full

Operating cash flow$257.1M+120%

CapEx$7.7M+188%

Free cash flow$249.4M+118%

Valuation

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Market cap$5.9B+22.4%

P/E15.7×+3.4×

P/S4.7×+0.5×

Profitability

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Net margin29.8%-3.9pp

FCF margin40.8%+20.2pp

Returns & leverage

See full

Return on equity9.4%-1.1pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The official record: Ameris Bancorp’s 8-K, filed July 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's income before provision for income taxes?: Ameris Bancorp (ABCB) reported income before provision for income taxes of $66.05M in Q2 2026.
How has Ameris Bancorp's income before provision for income taxes changed year-over-year?: Ameris Bancorp's income before provision for income taxes decreased by 53.7% year-over-year, from $142.69M to $66.05M.
What is the long-term trend for Ameris Bancorp's income before provision for income taxes?: Over 4 years (2021 to 2025), Ameris Bancorp's income before provision for income taxes has grown at a 1.8% compound annual growth rate (CAGR), from $496.11M to $533.76M.