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Ameris Bancorp ABCB Interest and Dividend Income, Operating

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Segments

By segment

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Banking Division$256.97M+7.4%
Retail Mortgage$56.59M-7.8%
Premium  Finance  Division$30.7M+6.3%
Warehouse Lending$21.31M+17.3%

Other financials

Income statement

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Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

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Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

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Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

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Market cap$5.92B+28.5%
P/E15.7×+4.0×
P/S4.7×+0.7×

Profitability

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Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

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Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Interest on taxable securities30,21720,69655,69139,188
Interest on nontaxable securities383334757663
Interest on deposits in other banks8,27010,71516,31021,504
Total interest income365,575347,638717,346681,416
Interest expense
Interest on deposits98,995106,796195,222212,011
Interest on other borrowings14,0969,02925,20415,753
Total interest expense113,091115,825220,426227,764

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's interest and dividend income, operating?
Ameris Bancorp (ABCB) reported interest and dividend income, operating of $365.58M in Q2 2026.
How has Ameris Bancorp's interest and dividend income, operating changed year-over-year?
Ameris Bancorp's interest and dividend income, operating increased by 5.2% year-over-year, from $347.64M to $365.58M.
What is the long-term trend for Ameris Bancorp's interest and dividend income, operating?
Over 4 years (2021 to 2025), Ameris Bancorp's interest and dividend income, operating has grown at a 18.7% compound annual growth rate (CAGR), from $703.11M to $1.39B.
What does interest and dividend income, operating mean?
Interest and Dividend Income, Operating

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