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Change in unearned premiums at other companies

Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$7.88M-54.9%
Slide Insurance Holdings, Inc. Common Stock logo
Slide Insurance Holdings, Inc. Common StockSLDE
-$66.2M+8.9%
United Fire Group logo
United Fire GroupUFCS
$31.25M+37.2%
Kemper logo
KemperKMPR
$38.8M-61.5%
HCI Group logo
HCI GroupHCI
-$45.51M-309%
Kinsale Capital Group logo
Kinsale Capital GroupKNSL
$7.99M-74.9%

Other financials

Income statement

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Revenue$71.2M-1.4%
Operating income$25.5M+1.7%
Net income$19.3M-9.8%
EPS (diluted)$0.39-9.3%

Balance sheet

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Cash & equivalents$238.9M-6.0%
Total debt$152.5M+0.1%
Total equity$331.7M+27.1%
Total assets$997.0M-14.0%

Cash flow

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Operating cash flow-$5.7M-122%
CapEx$136.0K+41.7%
Free cash flow-$5.9M-122%

Valuation

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Market cap$521.47M+3.8%
Enterprise value$435.04M+8.6%
P/E-1.9×
P/S1.6×-0.1×

Profitability

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Operating margin42.1%+10.9pp
Net margin31.3%+7.0pp
FCF margin48.7%

Returns & leverage

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Return on equity35.4%+3.7pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by American Coastal Insurance Corporation in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInUnearnedPremiums.

The official record: American Coastal Insurance Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American Coastal Insurance Corporation's change in unearned premiums?
American Coastal Insurance Corporation (ACIC) reported change in unearned premiums of $8.26M in Q1 2026.
How has American Coastal Insurance Corporation's change in unearned premiums changed year-over-year?
American Coastal Insurance Corporation's change in unearned premiums decreased by 78.9% year-over-year, from $39.09M to $8.26M.
What is the long-term trend for American Coastal Insurance Corporation's change in unearned premiums?
Over 2 years (2021 to 2025), American Coastal Insurance Corporation's change in unearned premiums has grown at a -36.0% compound annual growth rate (CAGR), from -$79M to -$32.4M.
What does change in unearned premiums mean?
Reflects the net change in premiums received that have not yet been earned as revenue over the policy term. An increase indicates growth in the volume of policies written, while a decrease suggests a contraction in the insurance book or shorter policy durations. It serves as a key indicator of future revenue recognition and business growth trends.