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ACNB ACNB Compensation and benefits

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Segments

By segment

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Banking$11.96M-0.5%
Insurance$1.69M+7.7%

Other financials

Income statement

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Revenue$52.5M+4.5%
Net income$15.2M+30.6%
EPS (diluted)$1.49+34.2%

Balance sheet

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Cash & equivalents$81.8M-20.6%
Total debt$367.4M-4.2%
Total equity$423.3M+7.1%
Total assets$3.3B+1.8%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$516.0K
Free cash flow$24.0M+1,295%

Valuation

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Market cap$645.69M+42.7%
Enterprise value$931.21M+27.1%
P/E11.8×-6.1×
P/S3.2×+0.4×

Profitability

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Net margin27.1%+11.5pp
FCF margin39.5%+20.6pp

Returns & leverage

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Return on equity13.3%+6.0pp
Debt / equity0.9×-0.1×

Where this comes from

Reported directly by ACNB in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: ACNB’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:02 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054143
(Dollars in thousands, except share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Net (losses) gains on equity securities(4)3(11)17
Total Noninterest Income8,8188,68217,09215,866
NONINTEREST EXPENSES
Salaries and employee benefits13,76113,69327,78826,554
Equipment2,5522,5395,1524,819
Net occupancy1,2091,2772,7422,719
Intangible assets amortization1,0281,1412,0841,998
Professional services7367431,4141,320

Item 1. Consolidated Statements of Condition (Unaudited)

FAQ

What is ACNB's compensation and benefits?
ACNB (ACNB) reported compensation and benefits of $13.76M in Q2 2026.
How has ACNB's compensation and benefits changed year-over-year?
ACNB's compensation and benefits increased by 0.5% year-over-year, from $13.69M to $13.76M.
What is the long-term trend for ACNB's compensation and benefits?
Over 4 years (2021 to 2025), ACNB's compensation and benefits has grown at a 9.4% compound annual growth rate (CAGR), from $36.82M to $52.78M.
What does compensation and benefits mean?
Total employee-related costs including salaries, wages, bonuses, commissions, stock-based compensation, health insurance, retirement contributions, and payroll taxes.

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