Skip to content

ACNB ACNB Bank Owned Life Insurance

Bank Owned Life Insurance at other companies

CNB Financial logo
CNB FinancialCCNE
$160.49M+35.6%
Citizens & Northern logo
Citizens & NorthernCZNC
$61.61M+19.2%
Home Bancorp logo
Home BancorpHBCP
$49.84M+2.3%
Old National Bancorp logo
Old National BancorpONB
$1.05B+22.8%
Northwest Bancshares logo
Northwest BancsharesNWBI
$292.1M+14.8%
Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
$153.09M+31.1%

Other financials

Income statement

See full
Revenue$50.5M+16.2%
Net income$13.7M+5,138%
EPS (diluted)$1.32+4,500%

Balance sheet

See full
Cash & equivalents$93.6M-24.2%
Total debt$323.6M-16.0%
Total equity$425.5M+10.0%
Total assets$3.3B0.0%

Cash flow

See full
Operating cash flow$24.3M+1,903%
CapEx$334.0K-49.3%
Free cash flow$24.0M+1,295%

Valuation

See full
Market cap$596.28M+37.9%
Enterprise value$826.21M+19.0%
P/E11.7×-5.7×
P/S-0.1×

Profitability

See full
Net margin25.7%+7.7pp
FCF margin39.5%+20.6pp

Returns & leverage

See full
Return on equity12.6%+5.1pp
Debt / equity0.8×-0.2×

Where this comes from

Reported directly by ACNB in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: ACNB’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about ACNB's bank owned life insurance.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is ACNB's bank owned life insurance?
ACNB (ACNB) reported bank owned life insurance of $105.67M in Q1 2026.
How has ACNB's bank owned life insurance changed year-over-year?
ACNB's bank owned life insurance increased by 6.9% year-over-year, from $98.81M to $105.67M.
What is the long-term trend for ACNB's bank owned life insurance?
Over 5 years (2020 to 2025), ACNB's bank owned life insurance has grown at a 10.8% compound annual growth rate (CAGR), from $63.4M to $105.84M.
What does bank owned life insurance mean?
Bank Owned Life Insurance (BOLI) is a life insurance policy purchased by the bank on the lives of key employees, where the bank is the beneficiary. The cash surrender value of these policies is recorded as an asset, providing a tax-advantaged way to offset the costs of employee benefit programs. It serves as a long-term financial instrument that contributes to noninterest income through tax-deferred growth.