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ACNB ACNB Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

Citizens & Northern logo
Citizens & NorthernCZNC
$515K+12.7%
Home Bancorp logo
Home BancorpHBCP
$285K+2.5%
Old National Bancorp logo
Old National BancorpONB
$7.56M+40.5%
Northwest Bancshares logo
Northwest BancsharesNWBI
$2.04M+53.4%
Amerant Bancorp logo
Amerant BancorpAMTB
$2.56M+4.7%
F.N.B. Corporation logo
F.N.B. CorporationFNB
$4M-20.0%

Other financials

Income statement

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Revenue$50.5M+16.2%
Net income$13.7M+5,138%
EPS (diluted)$1.32+4,500%

Balance sheet

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Cash & equivalents$93.6M-24.2%
Total debt$323.6M-16.0%
Total equity$425.5M+10.0%
Total assets$3.3B0.0%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$334.0K-49.3%
Free cash flow$24.0M+1,295%

Valuation

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Market cap$596.28M+37.9%
Enterprise value$826.21M+19.0%
P/E11.7×-5.7×
P/S-0.1×

Profitability

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Net margin25.7%+7.7pp
FCF margin39.5%+20.6pp

Returns & leverage

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Return on equity12.6%+5.1pp
Debt / equity0.8×-0.2×

Where this comes from

Reported directly by ACNB in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: ACNB’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ACNB's bank owned life insurance income?
ACNB (ACNB) reported bank owned life insurance income of $737K in Q1 2026.
How has ACNB's bank owned life insurance income changed year-over-year?
ACNB's bank owned life insurance income increased by 27.1% year-over-year, from $580K to $737K.
What is the long-term trend for ACNB's bank owned life insurance income?
Over 4 years (2021 to 2025), ACNB's bank owned life insurance income has grown at a 16.5% compound annual growth rate (CAGR), from $1.41M to $2.59M.
What does bank owned life insurance income mean?
Reflects the earnings or increases in the cash surrender value of life insurance policies owned by the bank on the lives of key employees or executives. This serves as a stable, tax-advantaged source of non-interest income that helps offset the costs of employee benefit programs.