Where do ACNB's ratios come from?

Every ratio is computed from ACNB's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

ACNB ACNB Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	25.7%+7.7pp	19.3%-7.0pp	18.5%-8.2pp	15.6%-14.3pp	18%-10.1pp
Free cash flow margin	39.5%+20.6pp	27.4%-4.7pp	25.5%-11.8pp	22.3%-11.5pp	18.9%-14.8pp
Returns
Return on equity	12.6%+5.1pp	10.2%-0.7pp	9.2%-1.3pp	7.4%-4.1pp	7.4%-3.5pp
Return on assets	1.6%+0.7pp	1.3%0.0pp	1.2%-0.1pp	0.9%-0.4pp	0.9%-0.3pp
Efficiency
Asset turnover	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0×0.0×
Leverage
Debt-to-equity	0.8×-0.2×	1×+0.1×	1×+0.1×	1×-0.1×	1×0.0×
Debt-to-assets	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Per Share
Book value per share	$41.04+4.2%	$40.81+14.9%	$39.08+8.9%	$37.68+11.2%	$39.38+19.8%
Valuation
Market capitalization	$596.28M+37.9%	$502.11M+47.5%	$460.99M+23.5%	$440.1M+42.1%	$433.94M+35.7%
Enterprise value	$826.21M+19.0%	$841.02M+48.3%	$779.38M+27.7%	$720.34M+35.9%	$695.7M+28.4%
Price / earnings	11.7×-5.7×	13.6×+2.9×	14×+1.3×	17.5×+7.6×	17.5×+6.6×
Price / sales	3×-0.1×	2.6×-0.2×	2.6×-0.8×	2.7×-0.2×	3.1×+0.1×
Price / book	1.4×+0.3×	1.2×+0.1×	1.1×-0.1×	1.1×0.0×	1.1×0.0×
EV / sales	4.2×-0.9×	4.4×-0.3×	4.4×-1.2×	4.5×-0.6×	5×-0.1×
Free cash flow yield	13.2%+7.1pp	10.5%-0.9pp	9.8%-1.2pp	8.2%-3.2pp	6%-5.0pp
Earnings yield	8.6%+2.8pp	7.4%-2.0pp	7.1%-0.7pp	5.7%-4.3pp	5.7%-3.5pp
Dividend yield	2.5%-0.2pp	2.9%-0.3pp	2.9%0.0pp	2.8%-0.5pp	2.7%-0.4pp
PEG ratio	0.1×—	0.8×-20.6×	1.2×—	——	——

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Where do ACNB's ratios come from?: Every ratio is computed from ACNB's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.