ACNB ACNB Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net (loss) income by Business | ||||||
| Banking | $14.12M+156,944% | $11.36M+61.0% | $14.99M+92.1% | $11.46M+2.6% | -$9K-100% | |
| Insurance | $18K-84.1% | —— | $195K-55.8% | $539K+6.9% | $113K+117% | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | ||||||
| Banking | $17.79M+7,637% | $13.88M+58.7% | $19.06M+91.2% | $14.63M+4.1% | -$236K-103% | |
| Insurance | $21K-86.5% | —— | $260K-57.3% | $728K+4.9% | $155K+115% | |
| Total Assets by Business | ||||||
| Banking | $3.25B0.0% | $3.21B+35.1% | $3.23B+34.6% | $3.24B+32.9% | $3.25B+35.8% | |
| Insurance | $18.21M-18.8% | $19.65M-10.8% | $21.04M-13.0% | $22.69M-5.9% | $22.44M+2.5% | |
| Other income by Business | ||||||
| Banking | $5.97M+18.8% | $2.45M-33.7% | $5.87M+45.0% | $5.78M+56.9% | $5.03M+41.5% | |
| Insurance | $2.31M+7.4% | $1.88M-10.6% | $2.55M-8.7% | $2.91M+5.9% | $2.15M+1.5% | |
| Income tax expense (benefit) by Business | ||||||
| Banking | $3.67M+1,717% | $2.52M+49.2% | $4.07M+88.1% | $3.17M+9.8% | -$227K-112% | |
| Insurance | $3K-92.9% | —— | $65K-61.3% | $189K-0.5% | $42K+110% | |
| Interest Income by Business | ||||||
| Banking | $42.22M+16.3% | $42.86M+56.5% | $42.49M+56.0% | $41.58M+54.7% | $36.29M+39.8% | |
| Insurance | $1K0.0% | $0-100% | $1K0.0% | $1K0.0% | $1K0.0% | |
| Other noninterest expense by Business | ||||||
| Banking | $7.36M-49.5% | $7.76M+16.8% | $6.97M+32.8% | $9.39M+100% | $14.56M+181% | |
| Insurance | $398K+18.5% | $833K+134% | $391K-9.5% | $419K+6.3% | $336K-14.3% | |
| Interest Expense by Business | ||||||
| Banking | $9.44M+5.4% | $9.76M+62.3% | $10.11M+67.5% | $10.32M+83.0% | $8.95M+74.9% | |
| Insurance | $0— | $0— | $0— | $0— | $0— | |
| Salaries and employee benefits by Business | ||||||
| Banking | $12.22M+8.1% | $11.79M+33.6% | $11.38M+21.5% | $12.02M+35.6% | $11.3M+17.5% | |
| Insurance | $1.7M+16.2% | $1.15M-18.0% | $1.71M+10.0% | $1.57M+7.4% | $1.46M+0.6% | |
| Depreciation and amortization expense by Business | ||||||
| Banking | $1.48M+18.2% | $1.57M+176% | $1.57M+186% | $1.58M+182% | $1.25M+120% | |
| Insurance | $188K-3.6% | $190K-3.1% | $189K-3.6% | $190K-3.1% | $195K-2.0% | |
| Goodwill by Business | ||||||
| Banking | $56.06M0.0% | $56.06M+56.6% | $56.06M+56.6% | $56.06M+56.6% | $56.06M+56.6% | |
| Insurance | $8.39M0.0% | $8.39M0.0% | $8.39M0.0% | $8.39M0.0% | $8.39M0.0% | |
| Reversal of provision for credit losses and unfunded commitments by Business | ||||||
| Banking | -$89K-102% | $553K— | -$729K-702% | -$582K+82.1% | $5.49M— | |
| Insurance | $0— | $0— | $0— | $0— | $0— | |
| CapEx by Business | ||||||
| Banking | $334K-48.9% | $153K-59.0% | $415K+86.9% | —— | $654K+738% | |
| Insurance | $0-100% | $19K— | $15K— | $14K-54.8% | $5K— | |
| Revenue from contract with customer, excluding assessed tax by Product | ||||||
| ATM debit card charges | $906K+9.0% | $923K+13.3% | $904K+9.2% | $905K+7.6% | $831K+1.5% | |
| Gain from mortgage loans held for sale | $1.23M+43.4% | $1.37M+1,183% | $1.46M+1,206% | $1.58M+4,532% | $855K+1,681% | |
| Service charges on deposits | $1.24M+12.9% | $1.28M+18.3% | $1.29M+22.7% | $1.18M+15.5% | $1.09M+10.4% | |
| Wealth management | $1.16M+9.4% | $1.2M+19.2% | $1.13M-5.3% | $1.09M+2.0% | $1.06M+10.2% | |
| Number of community banking office locations, ACNB by Geography | ||||||
| Adams, Cumberland, Franklin, Lancaster and York Counties, Pennsylvania | 240.0% | —— | —— | —— | 24+433% | |
| Carroll and Frederick Counties, Maryland | 90.0% | —— | —— | —— | 90.0% |
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Compare these in charts →Questions, answered.
- How does ACNB break its business down?
- ACNB (ACNB) reports net (loss) income by business across 2 parts — Banking and Insurance. Each is extracted from the segment footnotes and tracked over time.
- Where does ACNB's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in ACNB's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
