ACNB ACNB Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 19.3%-7.0pp | 26.3%-3.3pp | 29.7%-4.3pp | 34%+4.4pp | |
| Free cash flow margin | 27.4%-4.7pp | 32.1%-4.8pp | 36.9%+1.4pp | 35.5%-7.6pp | |
| Returns | |||||
| Return on equity | 10.2%-0.7pp | 11%-1.2pp | 12.1%-1.7pp | 13.8%+3.3pp | |
| Return on assets | 1.3%0.0pp | 1.3%0.0pp | 1.3%-0.1pp | 1.3%+0.3pp | |
| Efficiency | |||||
| Asset turnover | 0.1×0.0× | 0.1×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | |||||
| Debt-to-equity | 1×+0.1× | 0.9×0.0× | 0.9×+0.6× | 0.3×0.0× | |
| Debt-to-assets | 0.1×0.0× | 0.1×0.0× | 0.1×+0.1× | 0×0.0× | |
| Per Share | |||||
| Book value per share | $40.81+14.9% | $35.52+9.3% | $32.50+14.4% | $28.42— | |
| Valuation | |||||
| Market capitalization | $596.28M+37.9% | $340.49M-10.6% | $380.81M+12.4% | $338.8M+24.6% | |
| Enterprise value | $826.21M+19.0% | $567.15M-0.4% | $569.64M+141% | $236.76M+167% | |
| Price / earnings | 11.7×-5.7× | 10.7×-1.3× | 12×+2.5× | 9.5×-0.3× | |
| Price / sales | 3×-0.1× | 2.8×-0.8× | 3.6×+0.3× | 3.2×+0.3× | |
| Price / book | 1.4×+0.3× | 1.1×-0.2× | 1.4×0.0× | 1.4×+0.4× | |
| EV / sales | 4.2×-0.9× | 4.7×-0.6× | 5.3×+3.1× | 2.2×+6.0× | |
| Free cash flow yield | 13.2%+7.1pp | 11.4%+1.0pp | 10.4%-0.7pp | 11%-3.9pp | |
| Earnings yield | 8.6%+2.8pp | 9.4%+1.0pp | 8.3%-2.2pp | 10.6%+0.3pp | |
| Dividend yield | 2.5%-0.2pp | 3.1%+0.6pp | 2.5%-0.1pp | 2.7%-0.6pp | |
| PEG ratio | 0.1×— | 21.4×— | —— | 0.3×+0.1× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do ACNB's ratios come from?
- Every ratio is computed from ACNB's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
