ACNB ACNB Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Net (loss) income by Business | ||||||
| Banking | $14.12M+24.3% | $11.36M-24.2% | $14.99M+30.8% | $11.46M+127,456% | -$9K-100% | |
| Insurance | $18K— | —— | $195K-63.8% | $539K+377% | $113K+1.8% | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | ||||||
| Banking | $17.79M+28.2% | $13.88M-27.2% | $19.06M+30.3% | $14.63M+6,299% | -$236K-103% | |
| Insurance | $21K— | —— | $260K-64.3% | $728K+370% | $155K+1.3% | |
| Total Assets by Business | ||||||
| Banking | $3.25B+1.3% | $3.21B-0.7% | $3.23B-0.3% | $3.24B-0.3% | $3.25B+36.8% | |
| Insurance | $18.21M-7.3% | $19.65M-6.6% | $21.04M-7.3% | $22.69M+1.1% | $22.44M+1.9% | |
| Other income by Business | ||||||
| Banking | $5.97M+144% | $2.45M-58.2% | $5.87M+1.6% | $5.78M+14.9% | $5.03M+35.9% | |
| Insurance | $2.31M+22.5% | $1.88M-26.1% | $2.55M-12.5% | $2.91M+35.4% | $2.15M+2.0% | |
| Income tax expense (benefit) by Business | ||||||
| Banking | $3.67M+45.6% | $2.52M-38.0% | $4.07M+28.4% | $3.17M+1,495% | -$227K-113% | |
| Insurance | $3K— | —— | $65K-65.6% | $189K+350% | $42K0.0% | |
| Interest Income by Business | ||||||
| Banking | $42.22M-1.5% | $42.86M+0.9% | $42.49M+2.2% | $41.58M+14.6% | $36.29M+32.5% | |
| Insurance | $1K— | $0-100% | $1K0.0% | $1K0.0% | $1K0.0% | |
| Other noninterest expense by Business | ||||||
| Banking | $7.36M-5.2% | $7.76M+11.4% | $6.97M-25.8% | $9.39M-35.6% | $14.56M+119% | |
| Insurance | $398K-52.2% | $833K+113% | $391K-6.7% | $419K+24.7% | $336K-5.6% | |
| Interest Expense by Business | ||||||
| Banking | $9.44M-3.3% | $9.76M-3.5% | $10.11M-2.0% | $10.32M+15.2% | $8.95M+48.9% | |
| Insurance | $0— | $0— | $0— | $0— | $0— | |
| Salaries and employee benefits by Business | ||||||
| Banking | $12.22M+3.7% | $11.79M+3.5% | $11.38M-5.3% | $12.02M+6.4% | $11.3M+28.1% | |
| Insurance | $1.7M+47.9% | $1.15M-32.6% | $1.71M+8.5% | $1.57M+7.5% | $1.46M+4.4% | |
| Depreciation and amortization expense by Business | ||||||
| Banking | $1.48M-6.0% | $1.57M+0.1% | $1.57M-0.9% | $1.58M+26.6% | $1.25M+120% | |
| Insurance | $188K-1.1% | $190K+0.5% | $189K-0.5% | $190K-2.6% | $195K-0.5% | |
| Goodwill by Business | ||||||
| Banking | $56.06M0.0% | $56.06M0.0% | $56.06M0.0% | $56.06M0.0% | $56.06M+56.6% | |
| Insurance | $8.39M0.0% | $8.39M0.0% | $8.39M0.0% | $8.39M0.0% | $8.39M0.0% | |
| Reversal of provision for credit losses and unfunded commitments by Business | ||||||
| Banking | -$89K-116% | $553K+176% | -$729K-25.3% | -$582K-111% | $5.49M— | |
| Insurance | $0— | $0— | $0— | $0— | $0— | |
| CapEx by Business | ||||||
| Banking | $334K+118% | $153K-63.1% | $415K— | —— | $654K+75.3% | |
| Insurance | $0-100% | $19K+26.7% | $15K+7.1% | $14K+180% | $5K— | |
| Revenue from contract with customer, excluding assessed tax by Product | ||||||
| ATM debit card charges | $906K-1.8% | $923K+2.1% | $904K-0.1% | $905K+8.9% | $831K+2.0% | |
| Gain from mortgage loans held for sale | $1.23M-10.7% | $1.37M-6.2% | $1.46M-7.1% | $1.58M+84.2% | $855K+699% | |
| Service charges on deposits | $1.24M-3.7% | $1.28M-0.3% | $1.29M+9.1% | $1.18M+7.8% | $1.09M+0.9% | |
| Wealth management | $1.16M-3.3% | $1.2M+6.7% | $1.13M+3.2% | $1.09M+2.8% | $1.06M+5.3% | |
| Number of community banking office locations, ACNB by Geography | ||||||
| Adams, Cumberland, Franklin, Lancaster and York Counties, Pennsylvania | 24— | —— | —— | —— | 24+433% | |
| Carroll and Frederick Counties, Maryland | 9— | —— | —— | —— | 9— |
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Compare these in charts →Questions, answered.
- How does ACNB break its business down?
- ACNB (ACNB) reports net (loss) income by business across 2 parts — Banking and Insurance. Each is extracted from the segment footnotes and tracked over time.
- Where does ACNB's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in ACNB's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
