Where do Affirm Holdings, Inc.'s ratios come from?

Every ratio is computed from Affirm Holdings, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	Q3 '26	Q2 '26	Q1 '26	Q4 '25	Q3 '25
Profitability
Net margin	9.6%+2.0pp	7.6%+0.9pp	6.7%+5.1pp	1.6%+3.7pp	-2.1%+5.0pp
Returns
Return on equity	11.5%+2.6pp	8.9%+1.3pp	7.6%+5.8pp	1.8%+4.1pp	-2.3%+5.1pp
Return on invested capital	4.4%+1.1pp	3.3%-0.6pp	3.9%+2.0pp	1.9%+6.3pp	-4.4%+2.8pp
Efficiency
Asset turnover	0.3×0.0×	0.3×0.0×	0.3×0.0×	0.3×0.0×	0.3×0.0×
Leverage
Debt-to-equity	2.5×-0.3×	2.8×+0.2×	2.6×+2.5×	0×-2.7×	2.7×-0.2×
Net debt / EBITDA	9.4×-3.1×	12.5×-0.9×	13.4×+20.2×	-6.7×-804×	797.7×—
Per Share
Book value per share	$10.87+7.1%	$10.15+7.2%	$9.47+5.3%	$9.00+7.8%	$8.35+3.5%
Valuation
Market capitalization	$15.26B-37.9%	$24.57B+3.2%	$23.8B+12.4%	$21.18B+46.4%	$14.47B-23.5%
Price / earnings	39.9×-47.1×	87×-15.1×	102.1×-304×	405.9×—	——
Price / sales	3.8×-2.8×	6.6×-0.3×	6.9×+0.3×	6.6×+1.8×	4.8×-1.9×
Price / book	4×-2.9×	6.9×-0.3×	7.2×+0.3×	6.9×+1.9×	5×-1.8×
EV / EBITDA	30.4×-22.1×	52.5×-11.3×	63.9×-11.8×	75.6×-2,608×	2,683.2×—

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Where do Affirm Holdings, Inc.'s ratios come from?: Every ratio is computed from Affirm Holdings, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.