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Bread Financial Holdings BFH Earnings yield

Earnings yield at other companies

Capital One FinancialCOF

2.8%-4.3pp

Synchrony FinancialSYF

15.2%+0.8pp

PayPal Holdings, Inc.PYPL

12.1%+5.1pp

Affirm Holdings, Inc.AFRM

2.5%+2.2pp

CVB FinancialCVBF

7.9%+0.1pp

Commerce BancsharesCBSH

8%+1.4pp

Other financials

Income statement

Revenue$1.0B+4.9%

Gross profit$361.8M—

Operating income$382.8M—

Net income$181.0M+31.2%

EPS (diluted)$4.15+49.3%

Balance sheet

Cash & equivalents$4.0B-6.6%

Total debt$85.0M-98.5%

Total equity$3.3B+8.4%

Total assets$22.3B-0.3%

Cash flow

Operating cash flow$487.0M+23.9%

CapEx$15.0M-40.0%

Free cash flow$482.0M+55.5%

Valuation

Market cap$4.19B+31.3%

Profitability

Gross margin52%—

Operating margin45.9%—

Net margin14.4%+7.1pp

FCF margin46.5%+1.9pp

Returns & leverage

Return on equity17.6%+8.4pp

Debt / equity0×-1.8×

Current ratio1.5×—

Where this comes from

Calculated from Bread Financial Holdings’s reported figures.

net income/market cap=17.4%

Based on trailing twelve months.

The official record: Bread Financial Holdings’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bread Financial Holdings's earnings yield?: Bread Financial Holdings (BFH) reported earnings yield of 17.4% in Q1 2026.
How has Bread Financial Holdings's earnings yield changed year-over-year?: Bread Financial Holdings's earnings yield increased by 52.8% year-over-year, from 11.4% to 17.4%.
What is the long-term trend for Bread Financial Holdings's earnings yield?: Over 4 years (2020 to 2025), Bread Financial Holdings's earnings yield has grown at a 27.6% compound annual growth rate (CAGR), from 5.8% to 15.4%.
What does earnings yield mean?: Trailing-twelve-month net income divided by market capitalization at the quarter end — the inverse of the P/E ratio, expressed as a percentage.