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Bread Financial Holdings BFH Repayments Of Secured Debt

Repayments Of Secured Debt at other companies

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Other financials

Income statement

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Revenue$1.0B+4.9%
Gross profit$361.8M
Operating income$382.8M
Net income$181.0M+31.2%
EPS (diluted)$4.15+49.3%

Balance sheet

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Cash & equivalents$4.0B-6.6%
Total debt$85.0M-98.5%
Total equity$3.3B+8.4%
Total assets$22.3B-0.3%

Cash flow

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Operating cash flow$487.0M+23.9%
CapEx$15.0M-40.0%
Free cash flow$482.0M+55.5%

Valuation

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Market cap$4.14B+31.3%
P/E7.4×-3.9×
P/S1.1×+0.2×

Profitability

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Gross margin52%
Operating margin45.9%
Net margin14.4%+7.1pp
FCF margin46.5%+1.9pp

Returns & leverage

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Return on equity17.6%+8.4pp
Debt / equity-1.8×
Current ratio1.5×

Where this comes from

Reported directly by Bread Financial Holdings in its filing.

Tagged under the XBRL concept us-gaap:RepaymentsOfSecuredDebt.

The official record: Bread Financial Holdings’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bread Financial Holdings's repayments of secured debt?
Bread Financial Holdings (BFH) reported repayments of secured debt of $407M in Q1 2026.
How has Bread Financial Holdings's repayments of secured debt changed year-over-year?
Bread Financial Holdings's repayments of secured debt decreased by 43.8% year-over-year, from $724M to $407M.
What is the long-term trend for Bread Financial Holdings's repayments of secured debt?
Over 4 years (2021 to 2025), Bread Financial Holdings's repayments of secured debt has grown at a -17.9% compound annual growth rate (CAGR), from $4.54B to $2.06B.
What does repayments of secured debt mean?
This represents the cash outflows used to repay principal on debt obligations secured by specific assets or collateral pools. It reflects the company's ongoing debt service requirements and the reduction of secured liabilities. Investors track this to understand the company's debt repayment schedule and the impact on its overall capital structure.