Skip to content

Bread Financial Holdings BFH Interest Expense Borrowings

Interest Expense Borrowings at other companies

Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$4.46M+451%
Independent Bank Corp logo
Independent Bank CorpINDB
$10.87M+55.8%

Other financials

Income statement

See full
Revenue$1.0B+4.9%
Gross profit$361.8M
Operating income$382.8M
Net income$181.0M+31.2%
EPS (diluted)$4.15+49.3%

Balance sheet

See full
Cash & equivalents$4.0B-6.6%
Total debt$85.0M-98.5%
Total equity$3.3B+8.4%
Total assets$22.3B-0.3%

Cash flow

See full
Operating cash flow$487.0M+23.9%
CapEx$15.0M-40.0%
Free cash flow$482.0M+55.5%

Valuation

See full
Market cap$4.14B+31.3%
P/E7.4×-3.9×
P/S1.1×+0.2×

Profitability

See full
Gross margin52%
Operating margin45.9%
Net margin14.4%+7.1pp
FCF margin46.5%+1.9pp

Returns & leverage

See full
Return on equity17.6%+8.4pp
Debt / equity-1.8×
Current ratio1.5×

Where this comes from

Reported directly by Bread Financial Holdings in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseBorrowings.

The official record: Bread Financial Holdings’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

Ask your AI about Bread Financial Holdings's interest expense borrowings.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Bread Financial Holdings's interest expense borrowings?
Bread Financial Holdings (BFH) reported interest expense borrowings of $60M in Q1 2026.
How has Bread Financial Holdings's interest expense borrowings changed year-over-year?
Bread Financial Holdings's interest expense borrowings decreased by 31.0% year-over-year, from $87M to $60M.
What is the long-term trend for Bread Financial Holdings's interest expense borrowings?
Over 4 years (2021 to 2025), Bread Financial Holdings's interest expense borrowings has grown at a 8.5% compound annual growth rate (CAGR), from $217M to $301M.
What does interest expense borrowings mean?
This metric captures the interest costs specifically associated with debt obligations, such as lines of credit, term loans, or securitized debt. It measures the company's reliance on external debt markets to finance its credit card portfolio. Tracking this provides insight into the company's leverage and sensitivity to interest rate fluctuations.