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Bread Financial Holdings BFH Repayments of Long-term Debt and Other

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Other financials

Income statement

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Revenue$1.0B+4.9%
Gross profit$361.8M
Operating income$382.8M
Net income$181.0M+31.2%
EPS (diluted)$4.15+49.3%

Balance sheet

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Cash & equivalents$4.0B-6.6%
Total debt$85.0M-98.5%
Total equity$3.3B+8.4%
Total assets$22.3B-0.3%

Cash flow

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Operating cash flow$487.0M+23.9%
CapEx$15.0M-40.0%
Free cash flow$482.0M+55.5%

Valuation

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Market cap$4.14B+31.3%
P/E7.4×-3.9×
P/S1.1×+0.2×

Profitability

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Gross margin52%
Operating margin45.9%
Net margin14.4%+7.1pp
FCF margin46.5%+1.9pp

Returns & leverage

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Return on equity17.6%+8.4pp
Debt / equity-1.8×
Current ratio1.5×

Where this comes from

Reported directly by Bread Financial Holdings in its filing.

Tagged under the XBRL concept bfh:RepaymentsOfLongTermDebtAndOther.

The official record: Bread Financial Holdings’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bread Financial Holdings's repayments of long-term debt and other?
Bread Financial Holdings (BFH) reported repayments of long-term debt and other of $51M in Q1 2026.
How has Bread Financial Holdings's repayments of long-term debt and other changed year-over-year?
Bread Financial Holdings's repayments of long-term debt and other decreased by 54.1% year-over-year, from $111M to $51M.
What is the long-term trend for Bread Financial Holdings's repayments of long-term debt and other?
Over 4 years (2021 to 2025), Bread Financial Holdings's repayments of long-term debt and other has grown at a 5.7% compound annual growth rate (CAGR), from $864M to $1.08B.
What does repayments of long-term debt and other mean?
This represents the cash outflows used to retire or pay down long-term debt obligations, including principal repayments on bonds or loans. It indicates the company's commitment to deleveraging or managing its debt maturity profile. Analysts use this to evaluate the company's financial health and its ability to meet long-term debt obligations.