Skip to content
OpenCapital
Get started

Bread Financial Holdings BFH Unused credit card lines available to cardholders

Other financials

Income statement

See full
Revenue$1.0B+4.9%
Gross profit$361.8M—
Operating income$382.8M—
Net income$181.0M+31.2%
EPS (diluted)$4.15+49.3%

Balance sheet

See full
Cash & equivalents$4.0B-6.6%
Total debt$85.0M-98.5%
Total equity$3.3B+8.4%
Total assets$22.3B-0.3%

Cash flow

See full
Operating cash flow$487.0M+23.9%
CapEx$15.0M-40.0%
Free cash flow$482.0M+55.5%

Valuation

See full
Market cap$4.14B+31.3%
P/E7.4×-3.9×
P/S1.1×+0.2×

Profitability

See full
Gross margin52%—
Operating margin45.9%—
Net margin14.4%+7.1pp
FCF margin46.5%+1.9pp

Returns & leverage

See full
Return on equity17.6%+8.4pp
Debt / equity0×-1.8×
Current ratio1.5×—

Where this comes from

Reported directly by Bread Financial Holdings in its filing.

Tagged under the XBRL concept bfh:UnusedCreditLinesAvailableToCardholders.

The official record: Bread Financial Holdings’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

Ask your AI about Bread Financial Holdings's unused credit card lines available to cardholders.

Connect your AI assistant and see it in context, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Bread Financial Holdings's unused credit card lines available to cardholders?
Bread Financial Holdings (BFH) reported unused credit card lines available to cardholders of $97B in Q1 2026.
How has Bread Financial Holdings's unused credit card lines available to cardholders changed year-over-year?
Bread Financial Holdings's unused credit card lines available to cardholders decreased by 4.0% year-over-year, from $101B to $97B.
What is the long-term trend for Bread Financial Holdings's unused credit card lines available to cardholders?
Over 3 years (2022 to 2025), Bread Financial Holdings's unused credit card lines available to cardholders has grown at a -8.5% compound annual growth rate (CAGR), from $128B to $98B.