Skip to content
OpenCapital
Get started

Bank of the James Financial Group BOTJ Time deposits

Time deposits at other companies

Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$41.44B+39.6%
C&F Financial logo
C&F FinancialCFFI
$923.3M+11.6%
PRO
Provident Financial HoldingsPROV
$312.3M+14.0%
VAB
Virginia National Bankshares CorporationVABK
$286.49M-4.0%
National Bankshares logo
National BanksharesNKSH
$314.94M+5.5%
First National Corp. logo
First National Corp.FXNC
$359.57M-0.8%

Other financials

Income statement

See full
Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

See full
Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

See full
Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

See full
Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

See full
Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

See full
Return on equity14.6%+4.4pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about Bank of the James Financial Group's time deposits.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Bank of the James Financial Group's time deposits?
Bank of the James Financial Group (BOTJ) reported time deposits of $234.89M in Q1 2026.
How has Bank of the James Financial Group's time deposits changed year-over-year?
Bank of the James Financial Group's time deposits increased by 10.4% year-over-year, from $212.76M to $234.89M.
What is the long-term trend for Bank of the James Financial Group's time deposits?
Over 5 years (2020 to 2025), Bank of the James Financial Group's time deposits has grown at a 8.3% compound annual growth rate (CAGR), from $158.12M to $235.33M.
What does time deposits mean?
These represent interest-bearing deposit accounts with a specified maturity date, such as certificates of deposit. They provide the bank with stable, predictable funding, though they typically carry a higher interest expense compared to core transaction accounts.