What does line of credit unsecured federal funds mean?

Represents the total capacity or outstanding balance of unsecured federal funds lines of credit available to the bank. This metric is a key indicator of short-term liquidity management and the bank's ability to access interbank funding markets.

Bank of the James Financial Group BOTJ Line Of Credit Unsecured Federal Funds

Line Of Credit Unsecured Federal Funds at other companies

PRO

Provident Financial HoldingsPROV

$474.3M+0.7%

Pathfinder BancorpPBHC

$13.5M—

TFS FinancialTFSL

$2.47B-19.3%

Pioneer Bancorp, Inc.PBFS

$20M0.0%

OGS

ONE GASOGS

$0—

Financial InstitutionsFISI

$155M—

Other financials

Income statement

See full

Revenue$12.7M+15.4%

Net income$2.8M+229%

EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%

Total debt$3.3M-14.8%

Total equity$81.3M+18.9%

Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%

CapEx$382.0K-38.6%

Free cash flow$4.4M+2,990%

Valuation

See full

Market cap$116.4M+84.6%

P/E10.6×+1.8×

P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp

FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept botj:LineOfCreditUnsecuredFederalFunds.

The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's line of credit unsecured federal funds?: Bank of the James Financial Group (BOTJ) reported line of credit unsecured federal funds of $14.5M in Q4 2025.
What does line of credit unsecured federal funds mean?: Represents the total capacity or outstanding balance of unsecured federal funds lines of credit available to the bank. This metric is a key indicator of short-term liquidity management and the bank's ability to access interbank funding markets.