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Credit Acceptance CACC Compensation and benefits

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Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.03B+15.5%
P/E13.3×+1.0×
P/S2.6×+0.3×

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity

Where this comes from

Reported directly by Credit Acceptance in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: Credit Acceptance’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000885550-26-000080
(Dollars in millions, except per share data)For the Three Months Ended March 31, 2026For the Three Months Ended March 31, 2025
Other income18.420.9
Total revenue580.0571.1
Costs and expenses:
Salaries and wages88.688.6
General and administrative24.822.1
Sales and marketing27.824.8
Total operating expenses141.2135.5
Provision for credit losses on forecast changes54.476.3

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Credit Acceptance's compensation and benefits?
Credit Acceptance (CACC) reported compensation and benefits of $88.6M in Q1 2026.
How has Credit Acceptance's compensation and benefits changed year-over-year?
Credit Acceptance's compensation and benefits decreased by 0.0% year-over-year, from $88.6M to $88.6M.
What is the long-term trend for Credit Acceptance's compensation and benefits?
Over 4 years (2021 to 2025), Credit Acceptance's compensation and benefits has grown at a 11.5% compound annual growth rate (CAGR), from $218.1M to $337.1M.
What does compensation and benefits mean?
Total employee-related costs including salaries, wages, bonuses, commissions, stock-based compensation, health insurance, retirement contributions, and payroll taxes.

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