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Credit Acceptance CACC EBITDA

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Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.06B-26.7%

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity0×—

Where this comes from

Calculated from Credit Acceptance’s reported figures.

$283.4Mebit+
$700.0KDepreciation Depletion & Amortization
=$284.1M

The official record: Credit Acceptance’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Credit Acceptance's EBITDA?
Credit Acceptance (CACC) reported EBITDA of $284.1M in Q1 2026.
How has Credit Acceptance's EBITDA changed year-over-year?
Credit Acceptance's EBITDA increased by 10.3% year-over-year, from $257.6M to $284.1M.
What is the long-term trend for Credit Acceptance's EBITDA?
Over 4 years (2021 to 2025), Credit Acceptance's EBITDA has grown at a -7.9% compound annual growth rate (CAGR), from $1.43B to $1.03B.
What does EBITDA mean?
Earnings before interest, taxes, depreciation, and amortization — EBIT plus the D&A add-back from the cash-flow statement (EBITDA = EBIT + D&A). A proxy for cash earnings that strips out financing, tax, and non-cash charges.