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Credit Acceptance CACC Proceeds from principal collections on loans

Proceeds from principal collections on loans at other companies

NetSTREIT logo
NetSTREITNTST
$11.23M+136%
Credit Acceptance logo
Credit AcceptanceCACC
$928.9M+4.3%
BankUnited logo
BankUnitedBKU
$111.85M-69.3%
PayPal Holdings, Inc. logo
PayPal Holdings, Inc.PYPL
$3.75B-31.5%
Northwest Bancshares logo
Northwest BancsharesNWBI
$1.32B+50.3%
Sachem Capital Corp. logo
Sachem Capital Corp.SACH
$18.05M-62.2%

Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.17B-26.7%

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity

Where this comes from

Reported directly by Credit Acceptance in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections1.

The official record: Credit Acceptance’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Credit Acceptance's proceeds from principal collections on loans?
Credit Acceptance (CACC) reported proceeds from principal collections on loans of $928.9M in Q1 2026.
How has Credit Acceptance's proceeds from principal collections on loans changed year-over-year?
Credit Acceptance's proceeds from principal collections on loans increased by 4.3% year-over-year, from $890.9M to $928.9M.
What is the long-term trend for Credit Acceptance's proceeds from principal collections on loans?
Over 4 years (2021 to 2025), Credit Acceptance's proceeds from principal collections on loans has grown at a -2.7% compound annual growth rate (CAGR), from $3.81B to $3.41B.
What does proceeds from principal collections on loans mean?
Reflects the cash inflows generated from the collection of principal amounts on outstanding loan or lease portfolios. This is a critical indicator of the company's ability to convert its credit assets into liquid cash, signaling the health and performance of the underlying loan book.