When did Pathward Financial, Inc. report Q1 2026 earnings?

Pathward Financial, Inc. (CASH) reported Q1 2026 earnings on January 22, 2026 after market close.

What were Pathward Financial, Inc.'s Q1 2026 revenue and EPS?

Pathward Financial, Inc. reported revenue of $173.1M and eps of $1.57 for Q1 2026.

Did Pathward Financial, Inc. beat estimates in Q1 2026?

Revenue missed the consensus estimate of $185.8M by $12.7M. EPS beat the consensus estimate of $1.38 by $0.19.

Where can I find Pathward Financial, Inc.'s Q1 2026 SEC filings?

You can read the 8-K earnings release (0000907471-26-000009) and the 10-Q periodic report (0000907471-26-000011) directly on SEC EDGAR. The filing index links above go to sec.gov.

Pathward Financial, Inc. CASH Q1 2026 earnings

Reported January 22, 2026 · After market close

Revenue$173.1MMiss by $12.7M

EPS$1.57Beat by $0.19

Revenue estimate$185.8M

EPS estimate$1.38

Next report

Oct 20, 2026 (in 3 months)

Revenue estimate$179.1M

EPS estimate$1.63

Financials

Q1 2026

Income statement

See full

Revenue$173.1M-5.2%

Net income$35.2M+17.3%

EPS (diluted)$1.57+27.6%

Balance sheet

See full

Cash & equivalents$331.2M-44.6%

Total debt$56.7M-0.7%

Total equity$854.5M+10.0%

Total assets$7.6B-0.6%

Cash flow

See full

Operating cash flow$108.3M+251%

CapEx$4.2M+103%

Free cash flow$104.1M+241%

Valuation & ratios

Valuation

as of 12/31/25

See full

Market cap$1.59B-10.6%

Enterprise value$1.31B+6.2%

P/E8.3×-1.7×

P/S1.9×-0.3×

Profitability

See full

Net margin23%+1.0pp

FCF margin74.3%+27.6pp

Returns & leverage

See full

Return on equity23.4%-0.6pp

Debt / equity0.1×0.0×

Segments

By product

See full

Card and deposit fees$30.1M+3.7%

Rental income$11.6M-15.2%

Refund transfer product fees$355.0K-13.4%

Refund advance and other tax fee income$131.0K-71.5%

By segment

See full

Consumer$103.0M-10.2%

Commercial$70.4M+9.1%

Corporate Services/Other-$281.0K-108%

Versus estimates

Revenue

Q3 2026$189.6MMiss by $1.5M Q2 2026$276.3MBeat by $4.3M

Q1 2026$173.1MMiss by $12.7M

Q3 2025$158.1M Q4 2024$137.7MMiss by $29.5M Q3 2024$155.2MMiss by $21.4M

Diluted EPS

Q3 2026$1.37Miss by $0.58 Q2 2026$3.35In line

Q1 2026$1.57Beat by $0.19

Q3 2025$1.82 Q4 2024$1.35Beat by $0.07 Q3 2024$1.66Beat by $0.11

Ask the moment Pathward Financial, Inc. reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI

Claude

Questions, answered.

When did Pathward Financial, Inc. report Q1 2026 earnings?: Pathward Financial, Inc. (CASH) reported Q1 2026 earnings on January 22, 2026 after market close.
What were Pathward Financial, Inc.'s Q1 2026 revenue and EPS?: Pathward Financial, Inc. reported revenue of $173.1M and eps of $1.57 for Q1 2026.
Did Pathward Financial, Inc. beat estimates in Q1 2026?: Revenue missed the consensus estimate of $185.8M by $12.7M. EPS beat the consensus estimate of $1.38 by $0.19.
Where can I find Pathward Financial, Inc.'s Q1 2026 SEC filings?: You can read the 8-K earnings release (0000907471-26-000009) and the 10-Q periodic report (0000907471-26-000011) directly on SEC EDGAR. The filing index links above go to sec.gov.