Cass Information Systems CASS Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Total net revenue by Business | ||||||
| Banking Services | $10.54M-1.2% | $10.67M+11.2% | $9.6M+2.8% | $9.34M+13.9% | $8.2M+2.7% | |
| Information services payment and processing revenue | $39.24M-0.4% | $39.4M-1.1% | $39.84M+4.9% | $37.98M+1.8% | $37.3M+1.8% | |
| Noninterest Income by Business | ||||||
| Banking Services | $724K-4.5% | $758K+13.3% | $669K-3.7% | $695K+14.3% | $608K-16.0% | |
| Information services payment and processing revenue | $26.74M+0.9% | $26.5M-3.6% | $27.49M+0.5% | $27.35M+1.3% | $27.01M+0.8% | |
| Total Assets by Business | ||||||
| Banking Services | $1.19B+3.1% | $1.15B-2.1% | $1.17B-0.8% | $1.18B-2.5% | $1.21B+6.2% | |
| Information services payment and processing revenue | $1.6B-6.2% | $1.7B+7.1% | $1.59B+10.6% | $1.44B-0.7% | $1.45B-15.8% | |
| Tax-equivalized pre-tax income by Business | ||||||
| Banking Services | $5.74M+12.4% | $5.1M+4.8% | $4.87M-10.4% | $5.43M+56.1% | $3.48M+196% | |
| Information services payment and processing revenue | $5.83M+15.1% | $5.07M-17.3% | $6.12M+62.6% | $3.76M-42.0% | $6.49M+111% | |
| Income (Loss) from Discontinued Operations Including Tax Equivalent Adjustment, Before Income Taxes, Noncontrolling Interest by Business | ||||||
| Banking Services | $0— | $0— | $0— | $0— | $0— | |
| Information services payment and processing revenue | $124K— | $0+100% | -$141K-103% | $4.93M+833% | $528K-3.5% | |
| Other intangible assets, net by Business | ||||||
| Banking Services | $0— | $0— | $0— | $0— | $0— | |
| Information services payment and processing revenue | $3.44M-7.9% | $3.73M-7.6% | $4.04M-6.8% | $4.33M-6.3% | $4.62M-5.9% | |
| Intersegment expense (income) by Business | ||||||
| Banking Services | -$870K-4.2% | -$835K+3.5% | -$865K+3.8% | -$899K-3.0% | -$873K+3.4% | |
| Information services payment and processing revenue | $870K+4.2% | $835K-3.5% | $865K-3.8% | $899K+3.0% | $873K-3.4% | |
| Total personnel expenses by Business | ||||||
| Banking Services | $3.18M+1.3% | $3.14M-3.5% | $3.25M+9.9% | $2.96M-6.3% | $3.16M-28.8% | |
| Information services payment and processing revenue | $24.1M-0.8% | $24.29M-0.3% | $24.35M-1.8% | $24.79M+2.8% | $24.12M-4.4% | |
| Loss on Sale of Investments by Business | ||||||
| Banking Services | $0— | $0— | $0— | $0— | $0— | |
| Information services payment and processing revenue | $0— | $0— | $0— | $0— | $0— | |
| Operating Expenses by Business | ||||||
| Banking Services | $4.81M-13.6% | $5.57M+17.8% | $4.73M+21.1% | $3.91M-17.2% | $4.72M-30.7% | |
| Information services payment and processing revenue | $33.41M-2.7% | $34.33M+1.8% | $33.71M-1.5% | $34.21M+11.0% | $30.81M-8.2% | |
| Other Cost and Expense, Operating by Business | ||||||
| Banking Services | $2.06M-8.3% | $2.25M+8.0% | $2.08M+29.4% | $1.61M-25.9% | $2.17M-12.7% | |
| Information services payment and processing revenue | $5.77M-18.0% | $7.03M+27.7% | $5.51M-0.4% | $5.53M+9.1% | $5.07M-3.7% | |
| Interest Income by Business | ||||||
| Banking Services | $16.01M-1.9% | $16.32M-1.0% | $16.49M-1.3% | $16.7M+3.1% | $16.2M+5.4% | |
| Information services payment and processing revenue | $12.73M-3.1% | $13.14M+3.9% | $12.64M+16.1% | $10.89M+3.1% | $10.57M+4.1% | |
| Occupancy by Business | ||||||
| Banking Services | $162K-7.4% | $175K-12.5% | $200K+18.3% | $169K-12.9% | $194K+0.5% | |
| Information services payment and processing revenue | $519K+10.9% | $468K-12.4% | $534K+6.8% | $500K-5.1% | $527K+8.4% | |
| Bad Debt by Business | ||||||
| Banking Services | $0— | $0— | $0— | $0— | $0— | |
| Information services payment and processing revenue | $0— | —— | —— | —— | -$2M— | |
| Equipment by Business | ||||||
| Banking Services | $277K-67.1% | $843K+1,305% | $60K-10.4% | $67K0.0% | $67K-88.7% | |
| Information services payment and processing revenue | $2.16M+26.4% | $1.71M-30.5% | $2.45M-1.7% | $2.5M+12.0% | $2.23M+32.2% | |
| Interest Expense, Operating by Business | ||||||
| Banking Services | $6.13M-9.7% | $6.8M-12.3% | $7.75M-3.5% | $8.03M+4.2% | $7.71M-4.0% | |
| Information services payment and processing revenue | $234K-2.9% | $241K-17.7% | $293K+13.6% | $258K-3.4% | $267K-9.2% | |
| Interest Expense by Business | ||||||
| Banking Services | $6.13M— | —— | $7.75M-3.5% | $8.03M+4.2% | $7.71M-4.0% | |
| Information services payment and processing revenue | $234K— | —— | $293K+13.6% | $258K-3.4% | $267K-9.2% | |
| Goodwill by Business | ||||||
| Banking Services | $136K0.0% | $136K0.0% | $136K0.0% | $136K0.0% | $136K0.0% | |
| Information services payment and processing revenue | $16.03M0.0% | $16.03M0.0% | $16.03M0.0% | $16.03M0.0% | $16.03M-1.0% | |
| Provision for Credit Losses by Business | ||||||
| Banking Services | $61K— | —— | -$193K-872% | $25K-97.2% | $905K+884% | |
| Information services payment and processing revenue | $0— | $0— | $0— | $0— | $0— | |
| Average funding sources by Business | ||||||
| Banking Services | $797.5M— | —— | $761.13M-0.7% | $766.62M-0.1% | $767.28M— | |
| Information services payment and processing revenue | $1.43B— | —— | $1.45B+8.4% | $1.34B+0.1% | $1.34B— | |
| Fee revenues, in-scope of FASB ASC 606 by Product | ||||||
| Bank service fees | $372K— | —— | $372K+6.3% | $350K+4.2% | $336K+2.4% | |
| Financial fees | $10.43M+5.8% | $9.86M-5.3% | $10.42M+2.5% | $10.16M+2.0% | $9.96M-5.2% | |
| Information services payment and processing revenue | $26.16M+1.5% | $25.78M-4.8% | $27.07M-0.6% | $27.24M+3.1% | $26.43M+0.8% | |
| Processing fees | $15.73M-1.2% | $15.92M-4.4% | $16.66M-2.5% | $17.08M+3.7% | $16.47M+4.9% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Cass Information Systems break its business down?
- Cass Information Systems (CASS) reports total net revenue by business across 2 parts — Banking Services and Information services payment and processing revenue. Each is extracted from the segment footnotes and tracked over time.
- Where does Cass Information Systems's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Cass Information Systems's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
