Cass Information Systems CASS Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Total net revenue by Business | ||||||
| Banking Services | $10.54M+28.6% | $10.67M+33.7% | $9.6M+30.1% | $9.34M+46.5% | $8.2M+25.4% | |
| Information services payment and processing revenue | $39.24M+5.2% | $39.4M+7.5% | $39.84M+5.7% | $37.98M+3.0% | $37.3M-0.1% | |
| Noninterest Income by Business | ||||||
| Banking Services | $724K+19.1% | $758K+4.7% | $669K+9.0% | $695K+4.5% | $608K-5.0% | |
| Information services payment and processing revenue | $26.74M-1.0% | $26.5M-1.0% | $27.49M-1.1% | $27.35M-0.4% | $27.01M-2.7% | |
| Total Assets by Business | ||||||
| Banking Services | $1.19B-2.3% | $1.15B+0.5% | $1.17B+0.2% | $1.18B+4.7% | $1.21B+8.1% | |
| Information services payment and processing revenue | $1.6B+10.3% | $1.7B-1.0% | $1.59B+16.1% | $1.44B+1.3% | $1.45B+4.5% | |
| Tax-equivalized pre-tax income by Business | ||||||
| Banking Services | $5.74M+64.8% | $5.1M+333% | $4.87M+84.9% | $5.43M+186% | $3.48M+60.0% | |
| Information services payment and processing revenue | $5.83M-10.2% | $5.07M+65.0% | $6.12M+2,001% | $3.76M+27.6% | $6.49M+18.1% | |
| Income (Loss) from Discontinued Operations Including Tax Equivalent Adjustment, Before Income Taxes, Noncontrolling Interest by Business | ||||||
| Banking Services | $0— | $0— | $0— | $0— | $0— | |
| Information services payment and processing revenue | $124K-76.5% | $0-100% | -$141K-25.9% | $4.93M+2,061% | $528K+376% | |
| Other intangible assets, net by Business | ||||||
| Banking Services | $0— | $0— | $0— | $0— | $0— | |
| Information services payment and processing revenue | $3.44M-25.7% | $3.73M-24.1% | $4.04M+44.7% | $4.33M+51.3% | $4.62M+52.3% | |
| Intersegment expense (income) by Business | ||||||
| Banking Services | -$870K+0.3% | -$835K+7.6% | -$865K+7.8% | -$899K+11.5% | -$873K+15.9% | |
| Information services payment and processing revenue | $870K-0.3% | $835K-7.6% | $865K-7.8% | $899K-11.5% | $873K-15.9% | |
| Total personnel expenses by Business | ||||||
| Banking Services | $3.18M+0.7% | $3.14M-29.2% | $3.25M+7.2% | $2.96M+3.0% | $3.16M+4.4% | |
| Information services payment and processing revenue | $24.1M-0.1% | $24.29M-3.7% | $24.35M+3.7% | $24.79M+6.1% | $24.12M+1.0% | |
| Loss on Sale of Investments by Business | ||||||
| Banking Services | $0— | $0— | $0— | $0— | $0— | |
| Information services payment and processing revenue | $0— | $0— | $0— | $0— | $0— | |
| Operating Expenses by Business | ||||||
| Banking Services | $4.81M+2.0% | $5.57M-18.1% | $4.73M-0.4% | $3.91M-12.6% | $4.72M+8.1% | |
| Information services payment and processing revenue | $33.41M+8.4% | $34.33M+2.3% | $33.71M-11.3% | $34.21M+0.8% | $30.81M-3.2% | |
| Other Cost and Expense, Operating by Business | ||||||
| Banking Services | $2.06M-5.1% | $2.25M-9.7% | $2.08M-6.9% | $1.61M-21.3% | $2.17M+2.6% | |
| Information services payment and processing revenue | $5.77M+13.8% | $7.03M+33.7% | $5.51M+17.6% | $5.53M-11.7% | $5.07M+8.2% | |
| Interest Income by Business | ||||||
| Banking Services | $16.01M-1.2% | $16.32M+6.1% | $16.49M+5.5% | $16.7M+13.8% | $16.2M+16.7% | |
| Information services payment and processing revenue | $12.73M+20.5% | $13.14M+29.4% | $12.64M+23.6% | $10.89M+11.6% | $10.57M+3.7% | |
| Occupancy by Business | ||||||
| Banking Services | $162K-16.5% | $175K-9.3% | $200K+21.2% | $169K+1.8% | $194K+16.2% | |
| Information services payment and processing revenue | $519K-1.5% | $468K-3.7% | $534K0.0% | $500K+5.3% | $527K+3.5% | |
| Bad Debt by Business | ||||||
| Banking Services | $0— | $0— | $0— | $0— | $0— | |
| Information services payment and processing revenue | $0+100% | —— | —— | —— | -$2M— | |
| Equipment by Business | ||||||
| Banking Services | $277K+313% | $843K+42.6% | $60K-76.0% | $67K-83.4% | $67K-29.5% | |
| Information services payment and processing revenue | $2.16M-3.2% | $1.71M+1.2% | $2.45M+35.7% | $2.5M+62.8% | $2.23M+28.3% | |
| Interest Expense, Operating by Business | ||||||
| Banking Services | $6.13M-20.5% | $6.8M-15.4% | $7.75M-13.9% | $8.03M-6.3% | $7.71M-2.3% | |
| Information services payment and processing revenue | $234K-12.4% | $241K-18.0% | $293K-12.3% | $258K-17.8% | $267K-55.4% | |
| Interest Expense by Business | ||||||
| Banking Services | $6.13M-20.5% | —— | $7.75M-13.9% | $8.03M-6.3% | $7.71M-2.3% | |
| Information services payment and processing revenue | $234K-12.4% | —— | $293K-12.0% | $258K-17.8% | $267K-55.4% | |
| Goodwill by Business | ||||||
| Banking Services | $136K0.0% | $136K0.0% | $136K0.0% | $136K0.0% | $136K0.0% | |
| Information services payment and processing revenue | $16.03M0.0% | $16.03M-1.0% | $16.03M-6.7% | $16.03M+31.9% | $16.03M+31.9% | |
| Provision for Credit Losses by Business | ||||||
| Banking Services | $61K-93.3% | —— | -$193K-37.9% | $25K-93.8% | $905K+853% | |
| Information services payment and processing revenue | $0— | $0— | $0— | $0— | $0— | |
| Average funding sources by Business | ||||||
| Banking Services | $797.5M+3.9% | —— | $761.13M-1.7% | $766.62M-2.5% | $767.28M-4.1% | |
| Information services payment and processing revenue | $1.43B+6.8% | —— | $1.45B+14.0% | $1.34B+8.5% | $1.34B+3.4% | |
| Fee revenues, in-scope of FASB ASC 606 by Product | ||||||
| Bank service fees | $372K+10.7% | —— | $372K+5.1% | $350K+9.4% | $336K+19.6% | |
| Financial fees | $10.43M+4.7% | $9.86M-6.2% | $10.42M-5.5% | $10.16M-2.9% | $9.96M-6.0% | |
| Information services payment and processing revenue | $26.16M-1.0% | $25.78M-1.6% | $27.07M-2.3% | $27.24M-0.1% | $26.43M-3.7% | |
| Processing fees | $15.73M-4.5% | $15.92M+1.4% | $16.66M-0.2% | $17.08M+1.6% | $16.47M-2.3% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Cass Information Systems break its business down?
- Cass Information Systems (CASS) reports total net revenue by business across 2 parts — Banking Services and Information services payment and processing revenue. Each is extracted from the segment footnotes and tracked over time.
- Where does Cass Information Systems's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Cass Information Systems's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
