Community Financial System CBU Adjusted Income Before Income Taxes

Discontinued — last reported Q3 '25

Segments

Banking And Corporate Services$59.61M+28.8%

Employee Benefit Services$14.33M+6.6%

Wealth Management Services$3.91M+7.5%

Insurance Services$1.85M-55.0%

Revenue$213.3M+8.7%

Net income$57.2M+15.3%

EPS (diluted)$1.08+16.1%

Cash & equivalents$572.2M+10.5%

Total debt$437.7M-25.3%

Total equity$2.0B+10.4%

Total assets$17.7B+5.8%

Operating cash flow$71.6M+14.5%

CapEx$11.3M+6.7%

Free cash flow$60.3M+16.1%

Market cap$3.39B+2.6%

Net margin26.1%+1.1pp

FCF margin28.9%+3.3pp

Return on equity11.3%+0.3pp

Debt / equity0.2×-0.1×

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept cbu:AdjustedIncomeBeforeIncomeTaxes.

The official record: Community Financial System’s 10-Q, filed November 6, 2025, on SEC EDGAR. View the filing →

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What is Community Financial System's adjusted income before income taxes?: Community Financial System (CBU) reported adjusted income before income taxes of $76.94M in Q3 2025.
How has Community Financial System's adjusted income before income taxes changed year-over-year?: Community Financial System's adjusted income before income taxes increased by 27.0% year-over-year, from $60.57M to $76.94M.