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C&F Financial CFFI Interest Expense Borrowings

Interest Expense Borrowings at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$2.86M-23.1%

Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseBorrowings.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's interest expense borrowings?
C&F Financial (CFFI) reported interest expense borrowings of $1.24M in Q1 2026.
How has C&F Financial's interest expense borrowings changed year-over-year?
C&F Financial's interest expense borrowings increased by 43.9% year-over-year, from $859K to $1.24M.
What is the long-term trend for C&F Financial's interest expense borrowings?
Over 4 years (2021 to 2025), C&F Financial's interest expense borrowings has grown at a 25.6% compound annual growth rate (CAGR), from $1.77M to $4.4M.
What does interest expense borrowings mean?
This metric tracks the interest expense associated with short-term and long-term borrowings, including advances from the Federal Home Loan Bank or other wholesale funding sources. It represents the cost of supplemental liquidity used when customer deposits are insufficient to fund loan demand. High levels of this expense may indicate a reliance on non-core funding to support balance sheet growth.