What is Citizens Financial Group's consumer banking — income before income tax expense?

Citizens Financial Group (CFG) reported consumer banking — income before income tax expense of $509.00M in Q1 2026.

How has Citizens Financial Group's consumer banking — income before income tax expense changed year-over-year?

Citizens Financial Group's consumer banking — income before income tax expense increased by 13.1% year-over-year, from $450.00M to $509.00M.

What is the long-term trend for Citizens Financial Group's consumer banking — income before income tax expense?

Over 4 years (2021 to 2025), Citizens Financial Group's consumer banking — income before income tax expense has grown at a 5.7% compound annual growth rate (CAGR), from $1.61B to $2.02B.

What does consumer banking — income before income tax expense mean?

The profit the consumer banking division makes before paying taxes.

Discontinued — last reported Q1 '26

Business Segments · Income before income tax expense

Consumer Banking — Income before income tax expense

Citizens Financial Group Consumer Banking — Income before income tax expense decreased by 7.5% to $509.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 13.1%, from $450.00M to $509.00M. Over 4 years (FY 2021 to FY 2025), Consumer Banking — Income before income tax expense shows an upward trend with a 5.7% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment

CategoryProfitability

SignalHigher is better

VolatilityModerate

First reportedQ1 2019

Last reportedQ1 2026

Rolls up toPre-Tax Income

How to read this metric

An increase indicates improved operational margins or higher revenue relative to the cost of doing business.

Detailed definition

The operating profit of the consumer banking segment calculated by subtracting all operating and credit-related expenses...

Peer comparison

Standard metric for comparing the pre-tax performance of business segments across different banks.

Metric ID: cfg_segment_consumer_banking_income_before_income_tax_expense

Historical Data

20 periods

	Q2 '21	Q3 '21	Q4 '21	Q1 '22	Q2 '22	Q3 '22	Q4 '22	Q1 '23	Q2 '23	Q3 '23	Q4 '23	Q1 '24	Q2 '24	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26
Value	$384.00M	$450.00M	$374.00M	$281.00M	$355.00M	$430.00M	$423.00M	$380.00M	$382.00M	$373.00M	$297.00M	$367.00M	$398.00M	$441.00M	$481.00M	$450.00M	$503.00M	$513.00M	$550.00M	$509.00M
QoQ Change	—	+17.2%	-16.9%	-24.9%	+26.3%	+21.1%	-1.6%	-10.2%	+0.5%	-2.4%	-20.4%	+23.6%	+8.4%	+10.8%	+9.1%	-6.4%	+11.8%	+2.0%	+7.2%	-7.5%
YoY Change	—	—	—	—	-7.6%	-4.4%	+13.1%	+35.2%	+7.6%	-13.3%	-29.8%	-3.4%	+4.2%	+18.2%	+62.0%	+22.6%	+26.4%	+16.3%	+14.3%	+13.1%

Range$281.00M – $550.00M

CAGR+6.1%

Avg YoY Growth+10.9%

Median YoY Growth+13.1%

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Frequently Asked Questions

What is Citizens Financial Group's consumer banking — income before income tax expense?: Citizens Financial Group (CFG) reported consumer banking — income before income tax expense of $509.00M in Q1 2026.
How has Citizens Financial Group's consumer banking — income before income tax expense changed year-over-year?: Citizens Financial Group's consumer banking — income before income tax expense increased by 13.1% year-over-year, from $450.00M to $509.00M.
What is the long-term trend for Citizens Financial Group's consumer banking — income before income tax expense?: Over 4 years (2021 to 2025), Citizens Financial Group's consumer banking — income before income tax expense has grown at a 5.7% compound annual growth rate (CAGR), from $1.61B to $2.02B.
What does consumer banking — income before income tax expense mean?: The profit the consumer banking division makes before paying taxes.