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Reported March 31, 2025 · After market close

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Aug 6, 2026 (in a month)
Revenue estimate$639.6M
EPS estimate-$0.01

Financials

Q1 2025

Income statement

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Revenue$518.7M+32.3%
Gross profit$458.3M+33.0%
Operating income$9.1M
Net income$12.9M-18.6%
EPS (diluted)$0.00

Balance sheet

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Cash & equivalents$318.2M
Total equity-$1.9B+1.3%

Cash flow

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Operating cash flow-$25.8M
CapEx$1.6M
Free cash flow-$27.3M

Valuation & ratios

Q1 2025

Profitability

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Gross margin87.8%+3.5pp
Operating margin-3.2%-1.4pp
Net margin-1.6%-0.7pp

Segments

By product

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Payments revenue$375.3M+18.3%
Platform-related revenue$143.4M+92.1%
MyPay$64.3M+746%

Versus estimates

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Questions, answered.

When did Chime Financial, Inc. Class A Common Stock report Q1 2025 earnings?
Chime Financial, Inc. Class A Common Stock (CHYM) reported Q1 2025 earnings on March 31, 2025 after market close.
What were Chime Financial, Inc. Class A Common Stock's Q1 2025 revenue and EPS?
Chime Financial, Inc. Class A Common Stock reported revenue of $518.7M and diluted EPS of $0.04 for Q1 2025.