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Chime Financial, Inc. CHYM Q1 2025 earnings

Reported March 31, 2025 · After market close

Revenue$518.7M
EPS$0.04

Next report

Nov 4, 2026 (in 3 months)
Revenue estimate$671.9M
EPS estimate$0.05

Financials

Q1 2025

Income statement

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Revenue$518.7M+32.3%
Gross profit$458.3M+33.0%
Operating income$9.1M—
Net income$12.9M-18.6%
EPS (diluted)$0.00—

Balance sheet

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Cash & equivalents$318.2M—
Total equity-$1.9B+1.3%

Cash flow

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Operating cash flow-$25.8M—
CapEx$1.6M—
Free cash flow-$27.3M—

Valuation & ratios

Profitability

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Gross margin87.8%+3.5pp
Operating margin-3.2%-1.4pp
Net margin-1.6%-0.7pp

Segments

By product

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Payments revenue$375.3M+18.3%
Platform-related revenue$143.4M+92.1%
MyPay$64.3M+746%

FAQ

When did Chime Financial, Inc. report Q1 2025 earnings?
Chime Financial, Inc. (CHYM) reported Q1 2025 earnings on March 31, 2025 after market close.
What were Chime Financial, Inc.'s Q1 2025 revenue and EPS?
Chime Financial, Inc. reported revenue of $518.7M and eps of $0.04 for Q1 2025.