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Chime Financial, Inc. CHYM Payments revenue — Revenue

Other product segments

Platform-related revenue
$180.36M+64.5%
MyPay
$114.8M+47.7%

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Other financials

Income statement

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Revenue$669.8M+26.8%
Gross profit$594.9M+29.0%
Operating income$21.3M+102%
Net income$27.9M+103%
EPS (diluted)$0.07+101%

Balance sheet

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Cash & equivalents$601.1M-31.8%
Total debt$130.9M+49.0%
Total equity$1.4B-1.6%
Total assets$2.0B+5.0%

Cash flow

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Operating cash flow$207.5M+628%
CapEx$9.9M+388%
Free cash flow$197.5M+647%

Valuation

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Market cap$9.88B-19.1%
Enterprise value$9.41B-17.6%
P/S-2.3×

Profitability

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Gross margin88.7%+0.9pp
Operating margin-2.1%-1.0pp
Net margin-0.7%-0.4pp
FCF margin12.7%

Returns & leverage

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Return on equity-1.3%
Debt / equity0.1×0.0×
Current ratio4.6×-0.2×

Where this comes from

Reported directly by Chime Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:Revenues.

The source filing: Chime Financial, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:11 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001795586-26-000048
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Payments revenue$430,029$366,101$862,673$741,413
Platform-related revenue (1)(2)239,739162,048454,482305,480
Total revenue$669,768$528,1491,317,1551,046,893

Item 1. Financial Statements (unaudited)

FAQ

What is Chime Financial, Inc.'s payments revenue — revenue?
Chime Financial, Inc. (CHYM) reported payments revenue — revenue of $430.03M in Q2 2026.
How has Chime Financial, Inc.'s payments revenue — revenue changed year-over-year?
Chime Financial, Inc.'s payments revenue — revenue increased by 17.5% year-over-year, from $366.1M to $430.03M.
What is the long-term trend for Chime Financial, Inc.'s payments revenue — revenue?
Over 2 years (2023 to 2025), Chime Financial, Inc.'s payments revenue — revenue has grown at a 21.2% compound annual growth rate (CAGR), from $1.02B to $1.5B.
What does payments revenue — revenue mean?
This metric represents the total revenue generated from payment processing services, including transaction fees and related financial processing activities. It serves as a key indicator of the company's ability to monetize its payment infrastructure and capture value from user transaction volume. Growth in this segment reflects increased adoption of the company's payment ecosystem and deepening engagement within its financial services platform.

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