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Chime Financial, Inc. CHYM Platform-related revenue — Revenue

Other product segments

Payments revenue
$363.16M+16.3%
MyPay
$114.8M+47.7%

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Other financials

Income statement

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Revenue$669.8M+26.8%
Gross profit$594.9M+29.0%
Operating income$21.3M+102%
Net income$27.9M+103%
EPS (diluted)$0.07+101%

Balance sheet

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Cash & equivalents$601.1M-31.8%
Total debt$130.9M+49.0%
Total equity$1.4B-1.6%
Total assets$2.0B+5.0%

Cash flow

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Operating cash flow$207.5M+628%
CapEx$9.9M+388%
Free cash flow$197.5M+647%

Valuation

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Market cap$9.88B-19.1%
Enterprise value$9.41B-17.6%
P/S-2.3×

Profitability

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Gross margin88.7%+0.9pp
Operating margin-2.1%-1.0pp
Net margin-0.7%-0.4pp
FCF margin12.7%

Returns & leverage

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Return on equity-1.3%
Debt / equity0.1×0.0×
Current ratio4.6×-0.2×

Where this comes from

Reported directly by Chime Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:Revenues.

The source filing: Chime Financial, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:11 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001795586-26-000048
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Payments revenue$430,029$366,101$862,673$741,413
Platform-related revenue (1)(2)239,739162,048454,482305,480
Total revenue$669,768$528,1491,317,1551,046,893

Item 1. Financial Statements (unaudited)

FAQ

What is Chime Financial, Inc.'s platform-related revenue — revenue?
Chime Financial, Inc. (CHYM) reported platform-related revenue — revenue of $239.74M in Q2 2026.
How has Chime Financial, Inc.'s platform-related revenue — revenue changed year-over-year?
Chime Financial, Inc.'s platform-related revenue — revenue increased by 47.9% year-over-year, from $162.05M to $239.74M.
What is the long-term trend for Chime Financial, Inc.'s platform-related revenue — revenue?
Over 2 years (2023 to 2025), Chime Financial, Inc.'s platform-related revenue — revenue has grown at a 63.3% compound annual growth rate (CAGR), from $257.3M to $686.21M.
What does platform-related revenue — revenue mean?
This metric represents the total gross revenue generated from the company's core digital platform services. It captures the aggregate income derived from user activity, transaction processing, and platform-enabled financial products. This figure serves as a primary indicator of the scale and monetization effectiveness of the company's fintech ecosystem.

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