What are Chime Financial, Inc. Class A Common Stock's total assets?

Chime Financial, Inc. Class A Common Stock (CHYM) holds $2.0B in total assets.

How much debt does Chime Financial, Inc. Class A Common Stock have?

Chime Financial, Inc. Class A Common Stock carries $132.7M in total debt against $1.4B of shareholders' equity, a debt-to-equity ratio of 0.09.

How much cash does Chime Financial, Inc. Class A Common Stock have?

Chime Financial, Inc. Class A Common Stock holds $607.7M in cash and equivalents.

Can Chime Financial, Inc. Class A Common Stock cover its short-term obligations?

Its current ratio is 5.07 — current assets exceed current liabilities.

Where does Chime Financial, Inc. Class A Common Stock's balance sheet data come from?

Every line is extracted from Chime Financial, Inc. Class A Common Stock's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Chime Financial, Inc. Class A Common Stock CHYM Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Cash and cash equivalents	$607.68M+91.0%	$466.25M+38.1%	$458.7M+63.3%	$881.8M+189%	$318.16M—
Short-term investments	$403.61M—	$587.83M+59.4%	$633.74M—	$225.06M—	——
Restricted cash	$14.51M+14.6%	$14.51M+17.9%	$13.68M+36.8%	$13.52M+35.2%	$12.66M—
Accounts receivable, net	$294.34M+1,025%	$257.88M+19.3%	$237.65M+864%	$229.59M—	$26.16M—
Prepaid expenses and other current assets	$86.84M+900%	$106.75M+51.5%	$90.85M+702%	$72.52M—	$8.68M—
Total current assets	$1.74B—	$1.76B+36.4%	$1.76B—	$1.74B—	——
Operating lease right-of-use assets	$81.08M—	$83.43M+69.1%	$0.06—	$0.05—	——
Other non-current assets	$30.41M—	$30.85M-3.5%	$31.28M—	$31.72M—	——
Gross loans	$105.82M—	$71.58M-45.1%	$188.28M—	$186.02M—	——
Total assets	$1.95B—	$1.96B+34.5%	$1.96B—	$1.9B—	——
Accounts payable	$37.92M+2,045%	$38.68M+7.9%	$40.03M+260%	$51.8M—	$1.77M—
Operating lease liabilities, current	$12.12M—	$11.38M-27.7%	$11.92M—	$13.1M—	——
Total current liabilities	$344.1M—	$387.92M+3.5%	$355.92M—	$359.7M—	——
Operating lease liabilities, non-current	$120.61M—	$123.28M+53.0%	$125.84M—	$74.77M—	——
Other non-current liabilities	$44.23M—	$51.69M+12.1%	$37.28M—	$39.91M—	——
Total liabilities	$508.94M—	$562.9M+12.2%	$519.04M—	$474.38M—	——
Preferred stock	$0—	$0—	$0—	$0—	——
Common stock	——	——	0—	0—	——
Additional paid-in capital	$4.76B—	$4.78B+1,002%	$4.77B—	$4.7B—	——
Retained earnings	-$3.32B—	-$3.37B-42.7%	-$3.33B—	-$3.27B—	——
Accumulated other comprehensive income (loss)	-$947K—	$172K-15.3%	-$79K—	-$116K—	——
Total stockholders' equity	$1.44B+176%	$1.4B+173%	$1.44B+175%	$1.43B+175%	-$1.91B+1.3%
Total liabilities and stockholders' equity	$1.95B—	$1.96B+34.5%	$1.96B—	$1.9B—	——
Available For Sale Securities Debt Securities Current	$403.61M—	$587.83M+59.4%	$633.74M—	$225.06M—	——
Product collateral	$231.48M—	$251.2M+38.2%	$228.96M—	$212.98M—	——
Net Investment in Lease	$81.08M—	$83.43M+69.1%	$85.65M—	$45.58M—	——
Private debt held-for-investment, at amortized cost, net of valuation allowance – $3 and $4	$105.82M—	$71.58M-28.3%	$109M—	$114.12M—	——
Operating lease right-of-use assets	$81.08M—	$83.43M+69.1%	$85.65M—	$45.58M—	——
Other Assets	$30.41M—	$30.85M-3.5%	$31.28M—	$31.72M—	——
Property, equipment and software, net	$94.64M—	$94.32M+1.7%	——	——	——
Operating Lease Right-of-Use Assets in Other Assets	$81.08M—	$83.43M+69.1%	$85.65M—	$45.58M—	——
Accrued and other current liabilities	$185.04M—	$201.86M-10.1%	$181.59M—	$168.92M—	——
Derivative Liability, Current	$121.14M—	$147.38M+28.9%	$134.3M—	$138.98M—	——
Derivative Liabilities - Fair Value	$121.14M—	$147.38M+28.9%	$134.3M—	$138.98M—	——
Total debt	$132.74M—	$134.67M+39.8%	$137.76M—	$87.86M—	——
Preferred stock; $0.001 par value; 100 shares authorized; no shares issued and outstanding	$0—	$0—	$0—	$0—	——

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Ask your AI about Chime Financial, Inc. Class A Common Stock.

Connect your AI assistant and get a quick read on the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What are Chime Financial, Inc. Class A Common Stock's total assets?: Chime Financial, Inc. Class A Common Stock (CHYM) holds $2.0B in total assets.
How much debt does Chime Financial, Inc. Class A Common Stock have?: Chime Financial, Inc. Class A Common Stock carries $132.7M in total debt against $1.4B of shareholders' equity, a debt-to-equity ratio of 0.09.
How much cash does Chime Financial, Inc. Class A Common Stock have?: Chime Financial, Inc. Class A Common Stock holds $607.7M in cash and equivalents.
Can Chime Financial, Inc. Class A Common Stock cover its short-term obligations?: Its current ratio is 5.07 — current assets exceed current liabilities.
Where does Chime Financial, Inc. Class A Common Stock's balance sheet data come from?: Every line is extracted from Chime Financial, Inc. Class A Common Stock's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.