Chime Financial, Inc. Class A Common Stock CHYM Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 88.4%+0.6pp | 88%+0.4pp | 87.8%+1.4pp | 87.8%+2.5pp | 87.8%+3.5pp | |
| Operating margin | -43.3%-40.1pp | -47.6%-43.5pp | -49.1%-42.5pp | -50.4%-41.4pp | -3.2%+9.9pp | |
| Net margin | -41.9%-40.3pp | -46.2%-44.7pp | -47.7%-43.9pp | -49%-42.9pp | -1.6%+8.5pp | |
| EBITDA margin | -42%— | -46.2%— | -47.6%— | -48.9%— | —— | |
| Free cash flow margin | 6.1%— | 1.5%— | 1.5%— | —— | —— | |
| Liquidity | ||||||
| Current ratio | 5.1×— | 4.5×+1.1× | 4.9×— | 4.8×— | —— | |
| Quick ratio | 5.1×— | 4.5×+1.1× | 4.9×— | 4.8×— | —— | |
| Cash ratio | 1.8×— | 1.2×+0.3× | 1.3×— | 2.5×— | —— | |
| Leverage | ||||||
| Debt-to-equity | 0.1×— | 0.1×— | 0.1×— | 0.1×— | —— | |
| Debt-to-assets | 0.1×— | 0.1×0.0× | 0.1×— | 0×— | —— | |
| Per Share | ||||||
| Book value per share | $3.60+112% | $5.93+120% | $3.88+113% | $11.28+138% | -$28.97— | |
| Valuation | ||||||
| Market capitalization | $7.19B— | $9.43B— | $7.5B— | $10.57B— | —— | |
| Enterprise value | $6.72B— | $9.1B— | $7.18B— | $9.77B— | —— | |
| Price / sales | 3.1×— | 4.3×— | 3.6×— | 5.4×— | —— | |
| Price / book | 5×— | 6.7×— | 5.2×— | 7.4×— | —— | |
| EV / sales | 2.9×— | 4.2×— | 3.5×— | 5×— | —— | |
| Free cash flow yield | 2%— | 0.3%— | 0.4%— | —— | —— | |
| Earnings yield | -13.5%— | -10.7%— | -13.1%— | -9%— | —— |
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Compare these in charts →Questions, answered.
- What are Chime Financial, Inc. Class A Common Stock's profit margins?
- Chime Financial, Inc. Class A Common Stock (CHYM) runs a 88.4% gross margin and a -43.3% operating margin, with a -41.9% net margin.
- Where do Chime Financial, Inc. Class A Common Stock's ratios come from?
- Every ratio is computed from Chime Financial, Inc. Class A Common Stock's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
