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Chime Financial, Inc. CHYM Short-Term Investments

Short-Term Investments at other companies

First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$1.29B+63,475%

Other financials

Income statement

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Revenue$669.8M+26.8%
Gross profit$594.9M+29.0%
Operating income$21.3M+102%
Net income$27.9M+103%
EPS (diluted)$0.07+101%

Balance sheet

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Cash & equivalents$601.1M-31.8%
Total debt$130.9M+49.0%
Total equity$1.4B-1.6%
Total assets$2.0B+5.0%

Cash flow

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Operating cash flow$207.5M+628%
CapEx$9.9M+388%
Free cash flow$197.5M+647%

Valuation

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Market cap$9.88B-19.1%
Enterprise value$9.41B-17.6%
P/S-2.3×

Profitability

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Gross margin88.7%+0.9pp
Operating margin-2.1%-1.0pp
Net margin-0.7%-0.4pp
FCF margin12.7%

Returns & leverage

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Return on equity-1.3%
Debt / equity0.1×0.0×
Current ratio4.6×-0.2×

Where this comes from

Reported directly by Chime Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AvailableForSaleSecuritiesDebtSecuritiesCurrent.

The source filing: Chime Financial, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:11 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001795586-26-000048
Line itemJune 30,2026December 31,2025
Current assets:
Cash and cash equivalents$536,045$466,252
Restricted cash65,01414,508
Marketable securities527,380587,828
Product collateral204,823251,204
Accounts receivable, net287,773257,884
Loans held for investment, net97,39871,581
Prepaid expenses and other current assets71,083106,753

Item 1. Financial Statements (unaudited)

FAQ

What is Chime Financial, Inc.'s short-term investments?
Chime Financial, Inc. (CHYM) reported short-term investments of $527.38M in Q2 2026.
How has Chime Financial, Inc.'s short-term investments changed year-over-year?
Chime Financial, Inc.'s short-term investments increased by 134.3% year-over-year, from $225.06M to $527.38M.
What does short-term investments mean?
Marketable securities and other investments with maturities between three months and one year, providing yield above cash while maintaining liquidity.

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