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Other financials

Income statement

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Revenue$669.8M+26.8%
Gross profit$594.9M+29.0%
Operating income$21.3M+102%
Net income$27.9M+103%
EPS (diluted)$0.07+101%

Balance sheet

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Cash & equivalents$601.1M-31.8%
Total debt$130.9M+49.0%
Total equity$1.4B-1.6%
Total assets$2.0B+5.0%

Cash flow

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Operating cash flow$207.5M+628%
CapEx$9.9M+388%
Free cash flow$197.5M+647%

Valuation

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Market cap$9.88B-19.1%
Enterprise value$9.41B-17.6%
P/S-2.3×

Profitability

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Gross margin88.7%+0.9pp
Operating margin-2.1%-1.0pp
Net margin-0.7%-0.4pp
FCF margin12.7%

Returns & leverage

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Return on equity-1.3%
Debt / equity0.1×0.0×
Current ratio4.6×-0.2×

Where this comes from

Reported directly by Chime Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:IncomeTaxExpenseBenefit.

The source filing: Chime Financial, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:11 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001795586-26-000048
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Income (loss) from operations21,322(930,638)67,485(921,501)
Other income, net6,7416,21514,48911,569
Net income (loss) before income taxes28,063(924,423)81,974(909,932)
Provision (benefit) for income taxes213(1,047)668505
Net income (loss)$27,850$(923,376)$81,306$(910,437)
Net income (loss) per share attributable to common stockholders:
Basic$0.07$(7.29)$0.21$(9.44)
Diluted$0.07$(7.29)$0.20$(9.44)

Item 1. Financial Statements (unaudited)

FAQ

What is Chime Financial, Inc.'s income tax?
Chime Financial, Inc. (CHYM) reported income tax of $213K in Q2 2026.
How has Chime Financial, Inc.'s income tax changed year-over-year?
Chime Financial, Inc.'s income tax increased by 120.3% year-over-year, from -$1.05M to $213K.
What does income tax mean?
Total income tax expense (current + deferred) recognized in the income statement, representing the company's total tax obligation on pre-tax income.

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