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Chime Financial, Inc. CHYM Sale of investments

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$547M-14.8%
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$0
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$2.82M+191%

Other financials

Income statement

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Revenue$669.8M+26.8%
Gross profit$594.9M+29.0%
Operating income$21.3M+102%
Net income$27.9M+103%
EPS (diluted)$0.07+101%

Balance sheet

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Cash & equivalents$601.1M-31.8%
Total debt$130.9M+49.0%
Total equity$1.4B-1.6%
Total assets$2.0B+5.0%

Cash flow

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Operating cash flow$207.5M+628%
CapEx$9.9M+388%
Free cash flow$197.5M+647%

Valuation

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Market cap$11.68B+4.3%
Enterprise value$11.21B+7.7%
P/S4.8×-1.0×

Profitability

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Gross margin88.7%+0.9pp
Operating margin-2.1%-1.0pp
Net margin-0.7%-0.4pp
FCF margin12.7%

Returns & leverage

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Return on equity-1.3%
Debt / equity0.1×0.0×
Current ratio4.6×-0.2×

Where this comes from

Reported directly by Chime Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt.

The source filing: Chime Financial, Inc.’s 10-K, filed March 6, 2026.

Filed
Mar 5, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0001795586-26-000013
Line itemYear Ended December 31, 2025Year Ended December 31, 20242023
Cash flows (used in) provided by operating activities52,78064,140(156,594)
Investing activities:
Purchase of marketable securities(734,960)(497,578)(610,669)
Proceeds from sales of marketable securities256,514193,201
Proceeds from maturities of marketable securities264,700508,288805,496
Purchases of loans held for investment(4,940,099)(1,859,943)
Repayments of loans held for investment4,892,8771,729,496
Purchase of property, equipment and software(19,887)(4,812)(10,501)

Item 8. ITEM

FAQ

What is Chime Financial, Inc.'s sale of investments?
Chime Financial, Inc. (CHYM) reported sale of investments of $64.13M in Q4 2025.
How has Chime Financial, Inc.'s sale of investments changed year-over-year?
Chime Financial, Inc.'s sale of investments decreased by 61.3% year-over-year, from $165.82M to $64.13M.
What does sale of investments mean?
This represents cash inflows from the sale of marketable securities, such as corporate bonds or government debt, classified as available-for-sale. It reflects the company's active management of its liquid investment portfolio.

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