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Chime Financial, Inc. CHYM Investing Cash Flow

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Other financials

Income statement

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Revenue$669.8M+26.8%
Gross profit$594.9M+29.0%
Operating income$21.3M+102%
Net income$27.9M+103%
EPS (diluted)$0.07+101%

Balance sheet

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Cash & equivalents$601.1M-31.8%
Total debt$130.9M+49.0%
Total equity$1.4B-1.6%
Total assets$2.0B+5.0%

Cash flow

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Operating cash flow$207.5M+628%
CapEx$9.9M+388%
Free cash flow$197.5M+647%

Valuation

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Market cap$9.88B-19.1%
Enterprise value$9.41B-17.6%
P/S-2.3×

Profitability

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Gross margin88.7%+0.9pp
Operating margin-2.1%-1.0pp
Net margin-0.7%-0.4pp
FCF margin12.7%

Returns & leverage

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Return on equity-1.3%
Debt / equity0.1×0.0×
Current ratio4.6×-0.2×

Where this comes from

Reported directly by Chime Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NetCashProvidedByUsedInInvestingActivities.

The source filing: Chime Financial, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:11 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001795586-26-000048
Line itemSix Months Ended June 30, 2026Six Months Ended June 30, 2025
Repayments of loans held for investment2,652,4662,311,634
Purchase of property, equipment and software(16,560)(3,631)
Capitalization of internal-use software(832)(6,389)
Cash flows provided by (used in) investing activities(14,631)79,126
Financing activities:
Payment of debt issuance costs(905)(1,134)
Proceeds from the issuance of common stock upon initial public offering, net of underwriting discounts and offering costs paid772,556
Taxes paid related to net share settlement of restricted stock units(3,007)(322,619)

Item 1. Financial Statements (unaudited)

FAQ

What is Chime Financial, Inc.'s investing cash flow?
Chime Financial, Inc. (CHYM) reported investing cash flow of -$141.94M in Q2 2026.
How has Chime Financial, Inc.'s investing cash flow changed year-over-year?
Chime Financial, Inc.'s investing cash flow decreased by 296.0% year-over-year, from $72.43M to -$141.94M.
What does investing cash flow mean?
Total net cash provided by or used in investing activities — capex, acquisitions, investment purchases/sales, and other investing items.

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