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Chime Financial, Inc. CHYM Other operating expenses

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Other financials

Income statement

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Revenue$669.8M+26.8%
Gross profit$594.9M+29.0%
Operating income$21.3M+102%
Net income$27.9M+103%
EPS (diluted)$0.07+101%

Balance sheet

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Cash & equivalents$601.1M-31.8%
Total debt$130.9M+49.0%
Total equity$1.4B-1.6%
Total assets$2.0B+5.0%

Cash flow

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Operating cash flow$207.5M+628%
CapEx$9.9M+388%
Free cash flow$197.5M+647%

Valuation

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Market cap$11.68B+4.3%
Enterprise value$11.21B+7.7%
P/S4.8×-1.0×

Profitability

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Gross margin88.7%+0.9pp
Operating margin-2.1%-1.0pp
Net margin-0.7%-0.4pp
FCF margin12.7%

Returns & leverage

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Return on equity-1.3%
Debt / equity0.1×0.0×
Current ratio4.6×-0.2×

Where this comes from

Reported directly by Chime Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OperatingExpenses.

The source filing: Chime Financial, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:11 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001795586-26-000048
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Technology and development112,111621,754221,891699,636
General and administrative80,142279,667150,609326,840
Depreciation and amortization4,2973,8968,4657,703
Total operating expenses573,5511,391,6671,107,7011,840,856
Income (loss) from operations21,322(930,638)67,485(921,501)
Other income, net6,7416,21514,48911,569
Net income (loss) before income taxes28,063(924,423)81,974(909,932)
Provision (benefit) for income taxes213(1,047)668505

Item 1. Financial Statements (unaudited)

FAQ

What is Chime Financial, Inc.'s other operating expenses?
Chime Financial, Inc. (CHYM) reported other operating expenses of $573.55M in Q2 2026.
How has Chime Financial, Inc.'s other operating expenses changed year-over-year?
Chime Financial, Inc.'s other operating expenses decreased by 58.8% year-over-year, from $1.39B to $573.55M.
What is the long-term trend for Chime Financial, Inc.'s other operating expenses?
Over 2 years (2023 to 2025), Chime Financial, Inc.'s other operating expenses has grown at a 51.3% compound annual growth rate (CAGR), from $1.29B to $2.96B.
What does other operating expenses mean?
Residual operating expenses not classified into specific categories, serving as a catch-all for miscellaneous operating costs.

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