Chime Financial, Inc. Class A Common Stock CHYM Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 88.4%+0.4pp | 88%+0.2pp | 87.8%-0.1pp | 87.8%+0.1pp | 87.8%+0.2pp | |
| Operating margin | -43.3%+4.2pp | -47.6%+1.5pp | -49.1%+1.3pp | -50.4%-47.1pp | -3.2%+0.8pp | |
| Net margin | -41.9%+4.3pp | -46.2%+1.5pp | -47.7%+1.3pp | -49%-47.4pp | -1.6%-0.1pp | |
| Liquidity | ||||||
| Current ratio | 5.1×+0.5× | 4.5×-0.4× | 4.9×+0.1× | 4.8×— | —— | |
| Leverage | ||||||
| Debt-to-equity | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×— | —— | |
| Per Share | ||||||
| Book value per share | $3.60-39.3% | $5.93+52.8% | $3.88-65.6% | $11.28+139% | -$28.97+2.6% | |
| Valuation | ||||||
| Market capitalization | $7.19B-23.7% | $9.43B+25.8% | $7.5B-29.1% | $10.57B— | —— | |
| Price / sales | 3.1×-1.2× | 4.3×+0.7× | 3.6×-1.8× | 5.4×— | —— | |
| Price / book | 5×-1.7× | 6.7×+1.5× | 5.2×-2.2× | 7.4×— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are Chime Financial, Inc. Class A Common Stock's profit margins?
- Chime Financial, Inc. Class A Common Stock (CHYM) runs a 88.4% gross margin and a -43.3% operating margin, with a -41.9% net margin.
- Where do Chime Financial, Inc. Class A Common Stock's ratios come from?
- Every ratio is computed from Chime Financial, Inc. Class A Common Stock's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
